Episodios

  • Exposing The German Real Estate Tax Scam Using “Restnutzungsdauergutachten”
    Jul 7 2025

    Avoid the biggest real estate tax scam in Germany: Restnutzungsdauergutachten 😱If you’re investing in real estate in Germany, you need to know this: The word "Restnutzungsdauergutachten" could save you tens of thousands of euros in taxes — or it could land you in serious trouble with the Finanzamt.In this video, you’ll learn:✅ The 3 biggest tax benefits of real estate in Germany✅ How depreciation (AfA) works — and how to increase it legally✅ What a Restnutzungsdauergutachten is and when it makes sense✅ The difference between legal tax optimization and illegal tax fraud✅ How shady real estate firms use this strategy to scam investors✅ What YOU need to do to protect yourself and save taxes the right way-----PerFinEx GmbH - Personal Finance for ExpatsThe #1 English-speaking & Independent Financial Planner in GermanyFurther legal information is available at perfinex.de/impressum

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    9 m
  • Real Estate In Germany Is Cheaper Than Ever!
    Oct 15 2024
    Discover the hidden truth about the real estate market in Germany! 😱 Contrary to popular belief, real estate in Germany is cheaper than ever. The media may tell you that property prices and rents are skyrocketing, but we'll reveal why the real estate affordability index from the OECD and the German Economic Institute show a different picture. 🤓 Learn how falling property prices, rising mortgage rates, and increasing salaries make NOW the perfect time to invest in German real estate. We'll break down the myths and facts about real estate investing in Germany, exploring everything from mortgage rates to government regulations. Ready to challenge what you've been told? Watch now and unlock the secrets to affordable property investments in Germany. ----- PerFinEx GmbH - The #1 English-Speaking & Independent Financial Planner in Germany Secure a Free Meeting with Us: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://perfinex.de/meeting/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Send Us Your Questions at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcast@perfinex.de⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow Us on Social Media & Join the Community! YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://youtube.com/@perfinex⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/perfinexgermany/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/perfinexgermany/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/perfinexgermany/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@perfinex⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ The content of this podcast is provided for informational, educational, and entertainment purposes only and is not intended to constitute accounting, financial, legal, and/or tax advice. None of the information presented is intended to form the basis for any personal financial decision. Consult a professional financial advisor or conduct your own due diligence. PerFinEx GmbH makes no representation, warranty, or guarantee about the accuracy of the information contained in this podcast or in links to other websites. Publication or reproduction of any content of this podcast is strictly prohibited and punishable by law. Further mandatory & legal information on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://perfinex.de/impressum/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. © PerFinEx GmbH. PerFinEx is a protected trademark in the register of German DPMA. All rights reserved. Any liability excluded.
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    14 m
  • The 7 Worst Financial Decisions You Can Make
    Oct 13 2024

    Discover the 7 worst financial decisions that can destroy your financial future! 😱 From impulse buying and bad investments to consumer loans and poor insurance choices, this video uncovers the most common money mistakes you definitely want to avoid. Don't fall for the hype of NFTs, learn why homeownership isn't an asset, and find out how personal loans are secretly costing you hundreds of thousands of Euros. Whether it's investing smartly, avoiding high-interest debt, or securing the right insurance, these tips will help you avoid financial disaster and build lasting wealth. Watch now and take control of your financial future!

    -----

    PerFinEx GmbH - The #1 English-Speaking & Independent Financial Planner in Germany

    Secure a Free Meeting with Us: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://perfinex.de/meeting/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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    The content of this podcast is provided for informational, educational, and entertainment purposes only and is not intended to constitute accounting, financial, legal, and/or tax advice. None of the information presented is intended to form the basis for any personal financial decision. Consult a professional financial advisor or conduct your own due diligence. PerFinEx GmbH makes no representation, warranty, or guarantee about the accuracy of the information contained in this podcast or in links to other websites. Publication or reproduction of any content of this podcast is strictly prohibited and punishable by law. Further mandatory & legal information on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://perfinex.de/impressum/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

    © PerFinEx GmbH. PerFinEx is a protected trademark in the register of German DPMA. All rights reserved. Any liability excluded.

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    13 m
  • How Rich Are YOU With Your Salary In Germany?
    Oct 11 2024

    How rich are YOU with your salary in Germany? 🤔 Discover where your earnings stand in the latest salary ranking from the German Federal Ministry of Finance! Whether you're just starting your career or earning over €250,000 annually, this video breaks down the income categories, tax rates, and financial tips tailored to your salary level. Learn how to maximize your income, invest wisely, and understand the true impact of taxes in Germany.

    -----

    PerFinEx GmbH - The #1 English-Speaking & Independent Financial Planner in Germany

    Secure a Free Meeting with Us: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://perfinex.de/meeting/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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    The content of this podcast is provided for informational, educational, and entertainment purposes only and is not intended to constitute accounting, financial, legal, and/or tax advice. None of the information presented is intended to form the basis for any personal financial decision. Consult a professional financial advisor or conduct your own due diligence. PerFinEx GmbH makes no representation, warranty, or guarantee about the accuracy of the information contained in this podcast or in links to other websites. Publication or reproduction of any content of this podcast is strictly prohibited and punishable by law. Further mandatory & legal information on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://perfinex.de/impressum/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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    16 m
  • Is Europe’s Biggest Real Estate Influencer A Scam?
    Oct 9 2024

    Is Immo Tommy, Europe's top real estate influencer, a scammer? 😱 In this video, we uncover shocking allegations against Immo Tommy, who claims to have sold over €300 million worth of real estate in just 4 years. With over 1 million TikTok followers, Immo Tommy's rise from employee to real estate millionaire is impressive - but is it all a facade? 🤔 From overpriced properties resembling WWII bunkers to disastrous mortgages, we break down the red flags that could lead to a potential 10-year prison sentence. Don’t miss this deep dive into the truth behind Immo Tommy, Europe's most controversial real estate figure!

    -----

    PerFinEx GmbH - The #1 English-Speaking & Independent Financial Planner in Germany

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    17 m
  • Real Estate Revolutionized With “Cash Out Refinancing”
    Oct 7 2024

    Cash out refinancing is the secret that will bring your real estate investing to the next level. 🤐 Whether you’re a small or large real estate investor in Germany, learn how to leverage your property equity to reinvest, grow your property portfolio, and achieve incredible returns. In this video, we dive into the powerful strategy of rolling equity, breaking down how cash out refinancing works, its benefits, and the risks involved. Don’t miss this game-changing technique that can help you scale your investments and maximize your profits!

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    14 m
  • Huge Tax Class Reform In Germany 2024
    Oct 5 2024

    Germany's tax system will undergo a massive change! 😱 Tax classes 3 and 5 are being eliminated with a huge tax class reform, sparking debates about whether this is a hidden tax increase or a move towards a fairer tax system. In this video, we break down what this reform means for married couples, how it impacts your tax strategy, and what you should do next to maximize your financial benefits. If you're wondering how to navigate this new tax landscape, this video is a must-watch for anyone living in Germany!

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    PerFinEx GmbH - The #1 English-Speaking & Independent Financial Planner in Germany

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    The content of this podcast is provided for informational, educational, and entertainment purposes only and is not intended to constitute accounting, financial, legal, and/or tax advice. None of the information presented is intended to form the basis for any personal financial decision. Consult a professional financial advisor or conduct your own due diligence. PerFinEx GmbH makes no representation, warranty, or guarantee about the accuracy of the information contained in this podcast or in links to other websites. Publication or reproduction of any content of this podcast is strictly prohibited and punishable by law. Further mandatory & legal information on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://perfinex.de/impressum/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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    13 m
  • The 9 Most Important Financial Decisions Of Your Life
    Oct 3 2024

    Discover the 9 most crucial financial decisions that will make or break your financial future. 🤑 From career choices and education to car expenses, partner selection, and investment strategies, this video covers it all. Learn how to make the right financial decisions to avoid costly mistakes that could impact your life for years to come. Whether you’re thinking about buying a home, saving for retirement, or investing in ETFs, this video will provide you with essential insights and tips to secure your financial future. Don’t miss out on this valuable advice and watch our video now!

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    PerFinEx GmbH - The #1 English-Speaking & Independent Financial Planner in Germany

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    14 m