Episodios

  • The Housing Shortage No One’s Fixing (But Everyone’s Complaining About) | Big Picture Podcast with Pete Wargent
    May 28 2025
    Interest rates are falling again. After years of rate hikes, mortgage stress, and a cooling economy, the RBA has now dropped interest rates for the second time this cycle and there are more rate cuts to come. But what does this actually mean? Is the worst behind us—or is this a sign of deeper cracks in the economy? In today’s Big Picture episode, I’m joined again by leading financial commentator Pete Wargent as we unpack the macroeconomic forces shaping our housing markets and the financial outlook for Australians. Of course, the headline is the Reserve Bank’s decision to cut rates on May 20. But there’s so much more going on behind the scenes—consumer spending is tanking, the construction sector is in crisis, our population is booming while new housing approvals are plummeting, and unemployment is quietly starting to rise. We also explore whether this rate cut will fire up another round of property price growth, how investors are likely to respond, and whether inflation could make an unwelcome return. Plus, we’ll take a step back and look at the global context—what’s happening with the US Federal Reserve, China’s economy, and what all of this means for you as a property investor, business owner, or just someone trying to make sense of the chaos. So whether you’re wondering if now is the right time to buy property, refinance, or simply want to stay ahead of the curve, you’re in the right place. Takeaways · Market signals indicate a turning point in property investment. · Falling interest rates are expected to boost consumer confidence. · The narrative we tell ourselves can limit our potential. · First home buyers are likely to enter the market soon. · Melbourne's population growth poses significant infrastructure challenges. · Consumer confidence is crucial for property market recovery. · The housing market is facing a significant shortage of supply. · Government policies need to align with housing demand. · Long-term investment strategies are essential for success. · Understanding market trends is key to making informed decisions. Chapters 00:00 Global Economic Trends and Interest Rates 04:40 Impact of Interest Rate Cuts on Consumer Confidence 10:17 Investor Loans and Market Indicators 15:35 Consumer Confidence and Economic Resilience 18:32 Challenges in Housing Supply and Development 23:48 The Future of Rental Markets and Social Housing 31:50 The Turning Point in Property Investment Links and Resources: Metropole’s Strategic Property Plan – to help both beginning and experienced investors Get a bundle of free reports and eBooks – www.PodcastBonus.com.au Pete Wargent’s blog Pete Wargent’s new book, The Buy Right Approach to Property Investing Pete’s other book – The New Wealth Way Get a bundle of free reports and eBooks – www.PodcastBonus.com.au Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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    40 m
  • The $1 Billion Crackdown on Property Investors Explained. With Ken Raiss
    May 26 2025

    With tax season just around the corner and property investors constantly navigating a shifting taxation landscape, it’s never been more important to stay one step ahead of the taxman.

    Whether you’re a seasoned investor with a sizable portfolio or just starting out with your first rental, the rules are changing—and some of these changes are flying under the radar.

    In today’s episode of the Michael Yardney Podcast, I’m joined by my business partner, Ken Raiss, Director of Metropole Wealth Advisory and one of Australia's leading property tax strategists.

    Ken's got his finger on the pulse of what’s really happening behind the scenes with the ATO—and he’s here to share how recent tax changes could hit your hip pocket.

    This episode serves as a guide for investors to navigate the challenges of property investment while maximising their wealth.

    Takeaways

    • The ATO is increasingly using technology for tax compliance.
    • Property investors must be aware of recent tax changes.
    • State taxes significantly impact property costs.
    • Investors often overlook the importance of record-keeping.
    • Common mistakes include misclassifying personal expenses as investment-related.
    • Strategic advisors can provide valuable insights for property investors.
    • Trust structures require careful setup to avoid tax issues.
    • Joint ownership can lead to complications in property management.
    • Understanding tax compliance is crucial for long-term investment success.
    • There is no such thing as 'later' in achieving success.

    Chapters

    00:00 Navigating the Tax Landscape for Property Investors

    01:47 Understanding Recent Tax Changes and Compliance Risks

    09:42 Challenges for Property Investors

    24:03 Challenges with Family Property

    29:20 Investor Mistakes

    36:22 Introduction to Property Wealth Strategies

    38:01 Michael's Mindset Message

    Links and Resources:

    Michael Yardney

    Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us

    Ken Raiss, Director of Metropole Wealth Advisory

    Get a bundle of eBooks and Reports at www.PodcastBonus.com.au

    Also, please subscribe to my new podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

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    43 m
  • Policies, Promises & Property Prices: What’s next for our housing markets? With Simon Kuestenmacher and Brett Warren
    May 21 2025

    The election already feels like old news. The campaign ads are off the air, the polling booths are packed away, and the headlines have moved on to the next big story.

    But make no mistake—what happened at the ballot box is going to shape our property markets for years to come.

    In this episode of the Michael Yardney Podcast, we unpack exactly what the recent election results mean for you as a property investor, homeowner, or aspiring buyer.

    After Wealth Retreat a couple of weeks ago Brett Warren, National Director of Property at Metropole, took demographer Simon Kuestenmacher and me aside and we had a conversation about what the election outcome and what this tells us about the direction of housing policy, population growth, infrastructure, and the property investment landscape.

    Takeaways

    · The outcome of recent political shifts will significantly influence property markets.

    · Government schemes may boost short-term demand but worsen long-term affordability.

    · Demographic shifts and immigration are critical factors in housing demand.

    · There is a critical shortage of tradespeople affecting housing supply.

    · Investors play a vital role in providing rental accommodation.

    · The second half of the year may present opportunities for savvy investors.

    · Current policies may not lead to substantial changes in housing availability.

    · The need for skilled labor is urgent in the construction industry.

    · Local councils play a crucial role in housing development decisions.

    · A balanced mindset is essential for long-term success in life and investment.

    Chapters

    00:00 Policy Changes and Real Estate Implications

    03:02 Government Policies and Housing Demand

    05:57 Demographics and Migration Impact on Housing

    09:02 Supply Challenges in the Housing Market

    11:59 The Need for Skilled Labor and Training

    15:07 Investor Perspectives and Market Opportunities

    17:59 Future Outlook for Property Investors

    21:49 Mindset and Life Balance

    Links and Resources:

    Michael Yardney

    Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us

    Brett Warren – National Director Property – Metropole

    Simon Kuestenmacher – co founder of the Demographics Group

    Get a bundle of eBooks and Reports at www.PodcastBonus.com.au

    Also, please subscribe to my new podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

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    28 m
  • The Upside of Upmarkets: Winners and Losers in the Property Game? With Simon Kuestenmacher
    May 19 2025

    In today show Simon Kuestenmacher and I discuss a topic that won’t stay out of the news this year with the federal election coming up — house prices.

    Whether they’re climbing to new heights or stabilising, the property market has ripple effects that impact us all.

    But here’s the big question we discuss today: When house prices are high, are there more winners or losers?

    Takeaways

    · The Australian housing market has historically created more winners than losers.

    · Government policies often favor those already owning property, making it harder for first-time home buyers.

    · High property prices benefit a wide range of stakeholders, including banks and developers.

    · First home buyer grants tend to inadvertently drive up house prices.

    · Younger voters are increasingly disillusioned with major political parties due to housing policies.

    · The widening wealth gap is creating social unrest among younger generations.

    · Immigration policies need to be re-evaluated to ensure housing affordability for all.

    · Political parties must balance the interests of homeowners and renters to maintain stability.

    · There is a need for more transparent discussions about housing affordability.

    · The future of housing affordability will depend on effective government action and policy changes.

    Chapters

    00:00 The Impact of Rising House Prices

    07:54 Winners and Losers in the Property Market

    13:53 Political Dynamics and Housing Policy

    19:50 The Role of Migration in Housing Affordability

    25:45 Future Directions for Housing Policy

    32:58 Introduction to Immersive Experiences

    35:46 Defining Immersive Experiences

    37:29 The Impact of Immersive Experiences on Growth

    Links and Resources:

    Michael Yardney

    Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us

    Simon Kuestenmacher: Australia’s leading demographer and partner in the Demographics Group

    Join us at Wealth Retreat - Australia’s Premier Wealth Retreat for Elite Investors and Business People www.WealthRetreat.com.au

    Get a bundle of free reports and eBooks – www.PodcastBonus.com.au

    Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

    Shownotes plus more here: The Upside of Upmarkets: Winners and Losers in the Property Game? With Simon Kuestenmacher

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    39 m
  • Unveiling the Truth: What the Financial Media Doesn't Share About Property Investing With Brett Warren
    May 14 2025

    When it comes to property investing, the noise from the financial media can be deafening.

    But how much of what they say is really worth your attention?

    There are many commonly held beliefs about property investing that aren’t only questionable but are also utterly false.

    Sadly, some investors go through their entire property journey believing them. And that’s a shame.

    They waste precious time buying the wrong property or using faulty strategies because they listened to bad advice.

    So in today’s show Brett Warren and I discuss the myths perpetuated by financial media, and the role of property investors in the Australian economy.

    Takeaways

    • The financial media often misrepresents property investment.
    • Investors are typically everyday people, not greedy.
    • Property investment requires a long-term perspective.
    • Cash flow is important, but capital growth is essential.
    • A strategic plan is crucial for successful investing.
    • Fear-based media can hinder investment decisions.
    • Independent advice is valuable and often necessary.
    • Understanding market cycles is vital for investors.
    • Experience in property investment is irreplaceable.

    Chapters

    00:00 The Role of Property Investors in Australia

    07:31 Understanding Property Cycles and Long-Term Investing

    14:06 The Importance of a Strategic Plan

    19:43 Navigating the Media Landscape

    25:17 The Value of Experience and Mentorship

    29:11 The Importance of Preparedness

    31:49 Embracing Uncertainty and Opportunity

    Links and Resources:

    Michael Yardney

    Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us

    Brett Warren - National Director of Property at Metropole

    Get a bundle of eBooks and Reports at www.PodcastBonus.com.au

    Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

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    36 m
  • Can These Simple Habits Really Make You a Millionaire? Find Out! | Tom Corley
    May 12 2025
    In today’s show, Tom Corley and I chat about a recent blog he wrote called “Everything you need to know about becoming a multimillionaire”, so if that interests you, I’m sure you’re going to enjoy my chat with Tom. Takeaways There are 4 pathways to wealth and we break these down for youBecoming wealthy is really, really hard - but they are things you can do to tip the scales in your favour.Becoming wealthy takes time and requires luck.Wealth creation requires a clear vision and planning.Wealth creation is not just about money, but about personal growth.Health is crucial for long-term wealth.Optimism enhances energy and focus.Finding the right mentors is essential for success.Persistence is key to attracting opportunities.Relationships can significantly impact financial success.The world doesn't owe you anything; take responsibility.We owe the world our talents and efforts. Chapters 03:49 The Hard Path to Wealth 05:44 Four Paths to Wealth 07:47 The Role of Luck in Wealth Building 09:11 The Importance of Relationships 09:55 Vision and Planning for Wealth 11:19 The Impact of Relationships on Wealth 13:30 Health and Wealth 15:01 The Power of Sleep 16:35 Optimism and Wealth 17:54 Finding the Right Mentor 20:53 Introduction to Wealth Creation and Transformation 23:15 The Importance of Immersive Learning Experiences 23:32 The Harsh Reality of Entitlement 26:19 Taking Responsibility for Your Financial Future 27:14 The Impact of Parenting on Mindset Links and Resources: Michael Yardney - Subscribe to my daily Property Update newsletter Metropole’s Strategic Property Plan – to help both beginning and experienced investors Subscribe to Tom Corley’s daily blog here. Order your copy of Rich Habits, Poor Habits here Join us at Wealth Retreat - Australia’s Premier Wealth Retreat for Elite Investors and Business People www.WealthRetreat.com.au Get a bundle of free reports and eBooks – www.PodcastBonus.com.au Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to or watching this podcast and subscribe so each week we can unveil the trends shaping your future. Shownotes plus more here: Can These Simple Habits Really Make You a Millionaire? Find Out! | Tom Corley
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    30 m
  • What Labor’s Win Means for Property, Dr. Andrew Wilson Breaks It Down
    May 7 2025

    It’s certainly been a big week in Australia—with the Labor Party securing another term in government following the federal election, there’s plenty of speculation about what that might mean for our economy, interest rates, and of course, the property markets.

    So today, before we dive into the latest data and trends, I unpack what this election result could mean for property investors, homebuyers, and renters across the country, and what the likely implications are for inflation, interest rates, and affordability?

    And to help make sense of it all, I’m joined by, Dr. Andrew Wilson Chief Economist at My Housing Market.

    We’ll also discuss the latest inflation numbers, which are finally within the RBA’s target range. But will that be enough to prompt a rate cut anytime soon?

    As well as what’s happening in the rental markets, which eased slightly in April—but are tipped to tighten again in May.

    So if you’re looking for the data behind the headlines—and what it all means for your property decisions, this is going to be a jam-packed episode for you.

    Takeaways

    · The Labor Party's election win will worsen the housing crisis.

    · The government’s policies are primarily demand-side solutions without addressing supply issues.

    · First home buyer incentives will lead to higher property prices.

    · Inflation and interest rates are both falling.

    · The construction industry faces significant challenges in meeting housing demand.

    · Immigration policies will further strain the already undersupplied housing market.

    · Strategic investment in property is essential for long-term success.

    · The current market presents a window of opportunity for investors.

    · The rental market is experiencing increased vacancy rates due to seasonal factors.

    · Auction clearance rates indicate a potential recovery in the Melbourne housing market.

    Chapters

    02:16 Election Results and Housing Crisis Overview

    05:04 Labor's Housing Policies: Good Intentions, Poor Outcomes

    07:54 Immigration and Housing Demand: A Growing Concern

    11:12 Supply-Side Solutions: Insufficient and Slow

    13:59 The Two-Speed Housing Market: Implications for Buyers

    16:51 Opportunities for Investors in a Changing Market

    20:13 Introduction to Real Estate Investment

    20:14 Understanding Market Trends and Analysis

    23:00 Inflation, Housing Market and Oil Prices

    28:20 Rental Markets Situation

    32:20 Auction Results Analysis

    Links and Resources:

    Michael Yardney

    Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us

    Get a bundle of eBooks and Reports at www.PodcastBonus.com.au

    Also, please subscribe to my other podcast, Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

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    39 m
  • Building Blocks for Wealth: Strategies for Successful Property Investing | Aaron Christie-David
    May 5 2025
    In today’s podcast, Aaron Christie-David and I delve into the intricacies of successful property investment, emphasising the importance of mindset, financial education, and strategic planning. We discuss the current property cycle, the role of strategic mortgage brokers, and how to improve your borrowing capacity while managing your cash flow. Takeaways The property market is entering a new phase as interest rates will continue to fall. The long-term fundamentals will drive property values up over the next few years but there will be ongoing challenges.. Taking control of your financial future is essential, the government won't look after you in your golden years.. The right mindset is crucial for successful investing. Financial education is often lacking in Australia. Investors need to manage cash flow effectively. Choosing the right mortgage broker can impact success. Borrowing capacity can be increased with strategic planning. Lifestyle choices can hinder investment potential. Investing requires grit and the ability to hold on. Chapters 00:00 Introduction to Financial Freedom 04:00 The Importance of Mindset in Investing 06:55 Understanding Borrowing Capacity 09:41 The Role of Mortgage Brokers 12:06 Strategies for Increasing Borrowing Capacity 14:46 Navigating Cash Flow Challenges 17:33 Long-Term Investment Strategies 20:07 The Impact of Lifestyle on Investment 22:59 Scaling Investments Amidst Economic Challenges 25:35 Fundamentals of Property Investment 28:17 Taking Control of Your Financial Future Links and Resources:     Michael Yardney - Subscribe to my daily Property Update newsletter Metropole’s Strategic Property Plan – to help both beginning and experienced investors Aaron Christie-David co-founder of Atelier Wealth his podcast is The Australian Property Podcast Get a bundle of free reports and eBooks – www.PodcastBonus.com.au Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to or watching this podcast and subscribe so each week we can unveil the trends shaping your future.
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    39 m
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