In Part 2 of our three-part conversation with solicitor Phillip Coburn, we dive into the legal traps that catch landlords out and often cost them serious money. From missed deadlines to possession delays, this episode is packed with hard lessons and practical fixes.

What You’ll Learn:

• The biggest legal mistakes landlords make (and how to avoid them)
• Why deposit protection errors are more common than you think
• How landlords lose in court and how to stop it happening to you
• The impact of court backlogs after Section 21
• Whether it's still worth going through the courts or not

If you’re a landlord, this episode could save you thousands and a lot of stress.

🎧 Listen or Watch Now:

Apple: https://podcasts.apple.com/gb/podcast/the-investors-corner/id1588273348
Spotify: https://open.spotify.com/show/6Awfoi9dUoU55k0D7uf64a

👉 Missed Part 1? Catch up to find out what the end of Section 21 really means—and what’s hidden in the Renters Reform Bill.

Connect with Phillip Coburn

https://www.linkedin.com/in/phillip-coburn-3a168380/

Sponsored by Avocado Property - https://avocadopropertyagents.co.uk

Stay tuned for Part 3 — real cases, smart strategies, and advice every landlord should hear for 2025.

In this first episode of our 3-part series, we’re joined by Phillip Coburn, a civil litigation solicitor with nearly 30 years’ experience helping landlords navigate the legal minefield of property disputes. From tricky tenant claims to possession battles, Phillip has seen it all.

We talk about the end of Section 21 and what it really means for landlords. Will you lose control over your property? What’s changing in the new Renters Reform Bill? And what should you do right now to stay protected?

Topics we cover:

• What’s replacing Section 21—and is it strong enough?
• How Ground 1A works and what to watch out for
• The risks of tenancies becoming periodic by default
• Key parts of the new Bill many landlords haven’t spotted
• Practical steps landlords should take now

If you’re a landlord or thinking of becoming one, this episode will help you stay ahead of the changes.

🎧 Listen Now

Apple Podcasts: https://podcasts.apple.com/gb/podcast/the-investors-corner/id1588273348
Spotify: https://open.spotify.com/show/6Awfoi9dUoU55k0D7uf64a

Connect with Phillip Coburn

https://www.linkedin.com/in/phillip-coburn-3a168380/

Sponsored by Avocado Property - https://avocadopropertyagents.co.uk

If you’re wondering where the smart money is going in property, this episode has the answers.
In Part 2, Umesh Kalra shares how he’s building his portfolio strategically—and why the Midlands is firmly on his radar for future investment.

In This Episode (Part 2):
In Part 2 of our conversation with investor Umesh, we dive into the strategies that are working right now for building a profitable property portfolio—without chasing unrealistic returns or overcomplicating the process.

We also explore why more savvy investors are looking towards the Midlands as the next area of opportunity, and how he’s positioning his portfolio for sustainable growth.

We cover:

• Where Umesh is focusing his property investments in 2025

• Why the Midlands is offering some of the best returns and growth potential

• His approach to finding solid buy-to-let deals that actually cashflow

• How he finances and manages risk while scaling his portfolio

• The mindset needed to stay consistent and profitable in the current market

If you’re serious about growing your portfolio the smart way—this is the one to listen to.

👉 Interested in working with Umesh or learning more?
Visit www.moneyrowproperties.co.uk or call 01162 046949.

He didn’t have a massive bank balance or millionaire contacts. Just belief, hard work, and a willingness to take risks.

Here’s how Umesh left the 9–5 and built a full-time property business—including the hard lessons you won’t find on social media.

In This Episode (Part 1):
We sit down with HMO and buy-to-let investor Umesh Kalra, owner of MoneyRow Properties, to uncover the real story behind leaving his 9–5 and going all in on property.

He shares how he made the leap, the reality of his first deal, and why HMOs are still working in 2025 if you approach them properly.

We cover:

• How Umesh transitioned from employment into full-time property

• His very first deal – what went right, and what he’d never do again

• The honest truth about running HMOs in today’s market

• What separates a profitable HMO from a constant headache

• Key mistakes new investors make when trying to go full-time

Whether you’re planning your first deal or looking to replace your income through property, this episode delivers the reality behind making it happen.

👉 Want to connect with Umesh directly?
Visit www.moneyrowproperties.co.uk or call 01162 046949.

An ex-electrician shares how he built a profitable rental portfolio while working full-time, raising a family, and dreaming of early retirement. No hype — just the honest truth about juggling life, saving for deposits, and building long-term wealth through property

In this episode:

• From tradesman to property investor: how it started
• Juggling rentals, work, and family life
• Doncaster deals & buying through a Ltd company
• Managing vs agents: what worked, what didn’t
• Saving for deposits & avoiding lifestyle creep
• Starting a deal sourcing side hustle
• The tools, systems & strategies behind the scenes
• Future plans: scaling smart, retiring early

Information about our Guest

Blair Rodgers

blair-3@hotmail.co.uk,

07870587649.

Whether you’ve got one rental or a whole portfolio, this is the update you need to stay ahead of the game.

Big moves happening behind closed doors – the Renters’ Rights Bill is at committee stage right now, and some very surprising amendments have been proposed. From bringing back fixed-term tenancies to keeping Section 21 for small landlords, these changes could completely reshape the direction of the Bill.

Nothing’s passed yet – but if you’re a landlord, this is your heads-up on what’s being debated, what could come next, and how it all affects you.

Show notes: As the Renters’ Rights Bill moves through the House of Lords, a wave of proposed amendments has sparked huge debate in the lettings world. Could Section 21 stay for small landlords? Will fixed-term tenancies make a comeback? Could tenants still pay rent in advance?

In this episode, we break down:

• What the Renters’ Rights Bill originally proposed

• Key changes being proposed, including:

• • The return of 12-month fixed terms

• • Delayed abolition of Section 21

• • New rent controls and tribunal limits

• • Rules around pets, guarantors, and rent in advance

• What happens next in the Bill’s journey

• What landlords should do right now

Whether you’ve got one rental or a whole portfolio, this is the update you need to stay ahead of the game.

Imagine starting from zero: no money, no contacts, no properties. You’re left with just your knowledge and experience. What’s your next move?

In this episode, Andy is joined by Ian and Mike as they break down exactly how they’d rebuild a successful property business from scratch.

🔍 What’s Covered in This Episode:
✔️ The exact 30-90 day blueprint we’d follow from day one
✔️ What property strategy we’d start with (HMO? Rent-to-rent? Sourcing?)
✔️ How much cash you really need to get going
✔️ What we’d absolutely avoid this time around
✔️ Red flags, hard truths, and actionable advice for beginners

Key Points from Our Hosts:

Mike's Thoughts on Starting from Zero:
Mike explains how, even with no contacts or funds, he’d focus on leveraging his experience and ability to raise capital. He shares how he secured nearly £750,000 in funding thanks to his background as a company director and the relationships he’s built.

Ian’s Strategy for Finding Contacts and Building Capital:
Ian reveals how joint ventures were a game-changer for him in the early stages when he had little capital. He emphasises the importance of finding the right partners and utilising personal connections (including family) to secure funding.

Choosing the Right Property Strategy:
Ian talks about selecting properties with significant equity (such as refurbishments) to add value. Both Ian and Mike agree that properties under £200k, especially distressed sales or those with leasehold issues, are great options when starting out with limited funds.

That’s the blueprint we’d follow if we were starting from scratch. We’ve been there. Hopefully, this episode gives you a shortcut or two on your journey.

🎧 Listen Now:

Apple Podcasts: https://podcasts.apple.com/gb/podcast/the-investors-corner/id1588273348

Spotify: https://open.spotify.com/show/6Awfoi9dUoU55k0D7uf64a

📲 Follow Us:

Instagram: https://www.instagram.com/theinvestorscorner_/

Facebook: https://www.facebook.com/profile.php?id=61572857302483

TikTok: https://www.tiktok.com/@investorscornerpodcast

Sponsored by Survey Network
Connecting you with trusted local surveyors—fast, reliable, and cost-effective.

Website: https://www.survey-network.co.uk

Instagram: https://www.instagram.com/survey_network/

Facebook: https://www.facebook.com/SurveyNetworkSurveyors/

🔔 Don’t forget to LIKE, SUBSCRIBE & TURN ON NOTIFICATIONS so you never miss a new episode!
💬 Got questions or want us to cover a topic? Drop it in the comments or DM us on Instagram!

Sick of the 9-5 grind? Here’s how to use property to buy back your time

We break down the exact steps needed to transition from a secure £100,000 salary to building a property investment business that funds your lifestyle — without taking reckless risks.

What we cover in this episode:

• Why leaving a 6-figure job doesn't have to be scary

• How to turn £100,000 of starting capital into multiple rental properties

• The BRRR strategy explained (Buy, Refurbish, Rent, Refinance)

• Where to invest for high returns (and avoid dead zones)

• Financial breakdowns, expected cashflow, and mortgage tips

• Setting up your business legally and tax efficiently

• How to scale your portfolio to £100k+ income within 5 years

• The real risks (and how to protect yourself from them)

• Why most people never leave their job — and how to avoid the same trap

Whether you're in corporate, sales, or running your own business but feeling stuck, this episode will help you map out a clear, actionable route to financial freedom through property.

Follow Us:

Instagram: https://www.instagram.com/theinvestorscorner_/

Facebook: https://www.facebook.com/profile.php?id=61572857302483

TikTok: https://www.tiktok.com/@investorscornerpodcast

This episode is sponsored by Survey Network: Connecting you directly with surveyors in your area, ensuring you get the right survey for your property at the best price

Website: https://www.survey-network.co.uk

Instagram: https://www.instagram.com/survey_network/

Facebook: https://www.facebook.com/SurveyNetworkSurveyors/

🎧 Listen to The Investor’s Corner Podcast:

🍏 Apple Podcast: https://podcasts.apple.com/gb/podcast/the-investors-corner/id1588273348

🎵 Spotify: https://open.spotify.com/show/6Awfoi9dUoU55k0D7uf64a

Don’t forget to LIKE, SUBSCRIBE, and hit the bell icon to be notified when new episodes are out

💬 Got questions? Drop them in the comments & don’t forget to LIKE & SUBSCRIBE!

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