In this episode of The Grow Your Wealthy Mindset Podcast, we're diving into two primary strategies investors use to grow their wealth: investing for appreciation and investing for cashflow. Whether you're aiming to build long-term wealth or looking to create more immediate income from your investments, understanding the difference between these two approaches is essential to aligning your strategy with your financial goals.

You'll learn:

The difference between equity appreciation and investment cashflow

How payment structures can impact your total return and reinvestment opportunities

Why your financial phase (accumulation vs. decumulation) influences your preferred investment style

Which types of assets typically favor appreciation (e.g., stocks, Class A real estate)

Which investments are better known for cashflow (e.g., REITs, bonds, Class C real estate)

The tax implications of appreciation vs. cashflow investing

How passive income vehicles like dividend stocks, CDs, and bonds can complement your investment strategy

Resources & Mentions:

Episode 143: REITs: The Simplest Way to Invest in Real Estate – Released Feb 19, 2025

Episode 34: Understanding Certificates of Deposit (CDs) – Released Jan 18, 2023

Vanguard High Dividend Yield Index Fund – With a recent 30-day yield of 2.63%

Dividend-Paying Stocks Mentioned:

AGNC Investment (AGNC) – 17% yield

International Seaways Inc (INSW) – Up to 14% yield

AG Mortgage Investment Trust Inc (MITT) – Up to 12% yield

Please subscribe and leave a review on your favorite Podcasting platform.

Get 12 Financial Mistakes that Keep Physicians from Building Wealth at https://www.growyourwealthymindset.com/12financialmistakes

If you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbook

Dr. Elisa Chiang is a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching .

You can learn more about Elisa at her website or follow her on social media.

Website: https://ww.GrowYourWealthyMindset.com

Instagram https://www.instagram.com/GrowYourWealthyMindset

Facebook https://www.facebook.com/ElisaChiang

https://www.facebook.com/GrowYourWealthyMindset

YouTube: https://www.youtube.com/c/WealthyMindsetMD

Linked In: www.linkedin.com/in/ElisaChiang

Disclaimer: The content provided in the Grow Your Wealthy Mind...

This episode if a collaboration project with myself and Dr. Disha Spath where we talk about money and happiness. Tune in for a fun and insightful conversation.

Dr. Disha Spath is a board-certified Internal Medicine Physician and the founder and CEO of The Frugal Physician, which has been recognized as a Plutus award nominee for excellence in financial media.

In addition to leading her own initiative, Dr. Spath contributes as a personal finance columnist for Practice Link magazine and has served as a finance contributor to NBC Universal. She has also been a host on the White Coat Investor podcast. Her expertise has been featured in major media outlets such as CNBC, Business Insider, and Forbes. Dr. Spath is passionate about helping physicians manage their finances effectively, enabling them to define and pursue their ideal lives.

You can learn more about Disha's podcast Finding Financial Freedom with The Frugal Physician at http://www.thefrugalphysician.com/podcast

Website: www.thefrugalphysician.com

Handles:

Facebook Page: @thefrugalphysician

Facebook Group: @The Frugal Physicians

Instagram: @frugalphysician

X: @frugalphysician

Please subscribe and leave a review on your favorite Podcasting platform.

Get 12 Financial Mistakes that Keep Physicians from Building Wealth at https://www.growyourwealthymindset.com/12financialmistakes

If you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbook

Dr. Elisa Chiang is a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching .

You can learn more about Elisa at her website or follow her on social media.

Website: https://ww.GrowYourWealthyMindset.com

Instagram https://www.instagram.com/GrowYourWealthyMindset

Facebook https://www.facebook.com/ElisaChiang

https://www.facebook.com/GrowYourWealthyMindset

YouTube: https://www.youtube.com/c/WealthyMindsetMD

Linked In: www.linkedin.com/in/ElisaChiang

Disclaimer: The content provided in the Grow Your Wealthy Mind...

In this episode of The Grow Your Wealthy Mindset, we explore the 6th activity from The How of Happiness by Sonja Lyubomirsky, Developing Strategies for Coping. Whether you're facing burnout, personal loss, or the everyday emotional weight of your work, learning to cope effectively can be life-changing. This episode reviews different types of coping strategies, from problem-solving to emotional processing, and dive into practical tools like expressive writing, thought disputation, and finding meaning in painful experiences.

What You’ll Learn in This Episode:

· The two primary types of coping: problem-focused and emotion-focused—and when each is most useful

· How expressive writing can help you process trauma and distress

· A three-step approach to finding personal growth and deeper meaning after loss

· The ABCDE thought disputation technique to challenge negative beliefs and reduce anxiety

· The thought model CTFAR by Brooke Castillo of The Life Coach School

· The Work by Byron Katie

· How working with a coach can help reframe your thoughts

Please subscribe and leave a review on your favorite Podcasting platform.

Get 12 Financial Mistakes that Keep Physicians from Building Wealth at https://www.growyourwealthymindset.com/12financialmistakes

If you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbook

Dr. Elisa Chiang is a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching .

You can learn more about Elisa at her website or follow her on social media.

Website: https://ww.GrowYourWealthyMindset.com

Instagram https://www.instagram.com/GrowYourWealthyMindset

Facebook https://www.facebook.com/ElisaChiang

https://www.facebook.com/GrowYourWealthyMindset

YouTube: https://www.youtube.com/c/WealthyMindsetMD

Linked In: www.linkedin.com/in/ElisaChiang

Disclaimer: The content provided in the Grow Your Wealthy Mind...