The county yields are out—and that means it’s time to do the math. In this special edition of The Crop Insurance Podcast, host Mike Rydell walks you through how to determine if Enhanced Coverage Option (ECO) and Supplemental Coverage Option (SCO) will trigger a payment for your 2024 crop year. Using Cascade County, Montana as a real-world example, Mike explains the yield and price math in plain terms, so you can know today if a check is headed your way. Whether you’re a farmer or an agent, this is a must-listen episode to get ahead of the curve and support your operation with confidence. Please note that your county and crop will vary.

Spring is here—and so is your crop insurance to-do list. In this episode, We run through the key spring items every farmer and crop insurance agent should be tracking. From ECO and SCO payouts to early plant dates, winter wheat assessments, and hail coverage timing, this episode is your practical guide to navigating the season smoothly. Whether you're planting peas or just peeking at your winter wheat, tune in and take notes!

In this special episode of The Crop Insurance Podcast, Mike breaks down the USDA’s brand-new Emergency Commodity Assistance Program (ECAP)—a game-changing payment program for wheat, barley, and other commodity producers. Learn how much you could get paid per acre, who qualifies, what forms you need, and how to apply before the August 15, 2025 deadline. Whether you’ve already filed your acreage report or need to reach out to your FSA office, this quick-hit guide will make sure you don’t leave money on the table.

Don’t miss this essential info—hit play, and get paid! 💰🌾

More info at fsa.usda.gov/ecap

In this episode of The Crop Insurance Podcast, we continue our deep dive into Margin Protection, focusing on the Harvest Price Option (HPO) and how it affects payouts. We break down real-world examples to show how HPO adjusts coverage when prices rise, how trigger margins and actual margins determine payouts, and what happens when you have an underlying Federal Crop Insurance policy.

If you’ve ever wondered how payouts are calculated and whether HPO is the right choice for your farm, this episode is for you! Tune in for a straightforward, easy-to-follow breakdown of the numbers—no calculator required! 🚜💰

👉 Don’t forget to subscribe, leave a review, and share this episode with your fellow farmers!

In this first episode of our two-part deep dive into Margin Protection, we break down this powerful risk management tool in a way that’s easy to understand. We walk you through the fundamentals, including how Margin Protection works, key policy terms like Expected Revenue and Expected Costs, and how coverage levels and protection factors shape your payout. If you’ve ever been confused about Margin Protection or wondered if it’s right for your farm, this is the episode for you. Tune in and get a clear, practical explanation—no calculator required!

Stay with us for Part 2, where we’ll go deeper into real-world payout scenarios, important deadlines, and key mistakes to avoid. Don’t miss it!

Did you know that your crop rotation choices could impact your federal crop insurance eligibility? In this episode of The Crop Insurance Podcast, we break down the concept of rotational requirements for crop insurance eligibility. Learn how these rules help manage disease pressure, maintain soil health, and ensure long-term sustainability. Plus, we’ll share expert tips on how to stay compliant and protect your farm. Tune in for essential insights that can help you make informed planting decisions and secure your coverage! 🎧🌱

Ever wondered how the Risk Management Agency (RMA) determines Projected and Harvest Prices for dry peas—chickpeas, lentils, green and yellow peas? 🌱 In this episode, we’re pulling back the curtain on the pricing process, explaining how contract data is used to establish guarantees, and what happens when RMA can’t determine a price.

Join us as we break down:

✅ How Projected & Harvest Prices are set

✅ What happens when there’s not enough market data

✅ Why RMA sometimes forces a set price (and what that means for you)

✅ The waiver you’ll have to sign at sales closing

If you grow dry peas and want to ensure you have the right crop insurance coverage, this episode is a must-listen! 🎧 Stay informed, stay protected, and keep those crops covered. 🌾

Listen now and subscribe for more crop insurance insights!

In this episode, we’re diving deep into Fire Insurance Protection - Smoke Index (FIP-SI), the latest crop insurance endorsement designed to protect California grape growers from wildfire smoke damage. 🌫️🍷

We’ll break down:

✅ How FIP-SI works and why it’s different from other endorsements

✅ What triggers a payout and how smoke events are measured

✅ The key calculations behind coverage and indemnity payments

Join us as we wrap up our mini-series on risk management tools for Napa Valley Grape Growers, and explore why crop insurance is never one-size-fits-all. Stay covered, stay informed, and let’s make smart decisions for your farm’s future! 🚜🎙️

Tune in now! 🎧 #CropInsurance #FIPSI #GrapeGrowers