Episodios

  • Why Independent Insurance Agencies Are Losing Clients—And How to Stop It
    Jun 17 2025

    Independent agencies across the country are losing your customers to bigger firms, PEOs or payroll providers. Every year, agencies across the country lose clients—not because of bad service, but because those clients found someone who offered more services at a lower overall premium.

    In this episode of Smart Hacks for Small Businesses, we speak directly to agencies about how to retain accounts, compete smarter, and stop commission loss before it happens.

    Even if you don’t own an insurance agency, there are some good lessons that you could apply to your business.

    Discover how Work Comp Saver acts as your virtual loss control team—helping you keep the clients you can’t afford to lose.

    ✅ Check out the free Workers’ Comp Savings Calculator
    ✅ Get your custom safety program in 30 minutes or less
    ✅ Follow us on LinkedIn and Facebook for more tips

    Let’s save time, cut costs, and protect your business—without the hassle!

    Más Menos
    3 m
  • Hire Your Kids—The Legal Tax Hack That Saves You $14,600+ a Year
    Jun 13 2025

    What if we told you there’s a legal way to reduce your taxable income, teach your kids about money, and set them up for long-term wealth—all in one move?

    In this episode of *Smart Hacks for Small Businesses*, we break down how hiring your under-18 kids in your business can save you up to $14,600 per child per year in taxes. We’ll cover:
    ✅ Step-by-step guide
    ✅ What jobs count
    ✅ How to document it
    ✅ And how to use that income to fund a Roth IRA for your child’s future

    This is a smart tax strategy almost no business owner is using—but they should be!

    Click HERE to download the Hire Your Child Strategy Checklist.

    Disclaimer: This podcast is for informational purposes only and does not constitute legal, tax, or financial advice. Please consult a qualified professional before making decisions based on this content.

    ✅ Check out the free Workers’ Comp Savings Calculator
    ✅ Get your custom safety program in 30 minutes or less
    ✅ Follow us on LinkedIn and Facebook for more tips

    Let’s save time, cut costs, and protect your business—without the hassle!

    Más Menos
    6 m
  • How This Company Saved 30% on Their Workers’ Comp Premium
    Jun 9 2025

    Most businesses hope to save 5-15% on their workers’ comp premium—this one saved 30%. In this episode of Smart Hacks for Small Businesses, we break down how a 22-employee company in the senior living industry used a tailored approach to unlock major savings. Learn how language matters, what underwriters look for, and how small tweaks can lead to big savings.

    🎧 Listen now to find out how they did it—and how you can too.
    🔗 Try the free Workers’ Comp Savings Calculator: https://quiz.workcompsaver.com/

    ✅ Check out the free Workers’ Comp Savings Calculator
    ✅ Get your custom safety program in 30 minutes or less
    ✅ Follow us on LinkedIn and Facebook for more tips

    Let’s save time, cut costs, and protect your business—without the hassle!

    Más Menos
    4 m
  • Unlock Hidden Workers' Comp Discounts- State Programs & Scheduled Credits Explained
    Jun 5 2025

    The fact is most of you are overpaying for your workers’ comp insurance. Most small businesses don’t even know most states offer discount programs and that carrier-provided scheduled credits exist—let alone how to qualify for them.

    In this episode of Smart Hacks for Small Businesses, we’ll break down:
    ✅ What state discounts and scheduled credits are
    ✅ Why they matter—and how much they can save you
    ✅ How to find out what’s available in your state
    ✅ The exact discounts included in our Workers’ Comp Savings Calculator (and what percent they could save you)

    This is essential listening for any business owner looking to cut insurance costs without cutting corners.

    🎧 Listen now and start unlocking your savings: https://podcasts.apple.com/us/podcast/smart-hacks-for-small-businesses/id1817959495


    🔗 Try the free Workers’ Comp Savings Calculator: https://quiz.workcompsaver.com/

    ✅ Check out the free Workers’ Comp Savings Calculator
    ✅ Get your custom safety program in 30 minutes or less
    ✅ Follow us on LinkedIn and Facebook for more tips

    Let’s save time, cut costs, and protect your business—without the hassle!

    Más Menos
    7 m
  • How to Lower Your Workers' Comp Costs—Without a Safety Pro or Expensive Consultant
    Jun 3 2025

    Think you need a full-time safety pro or a $40,000 consultant to lower your workers’ comp premiums? Think again. In this episode of Smart Hacks for Small Businesses, we’ll bust that myth wide open and show you how to unlock workers’ comp discounts—fast, simple, and affordable.

    Learn how a basic safety program can save you 5–15% on your premiums, why agents care so much about it, and how Work Comp Saver helps you create a custom safety program in under 30 minutes.

    💡 What You’ll Learn:

    · Why safety programs = lower premiums

    · How small businesses can qualify for discounts

    · The simple shortcut to creating your own safety program

    · A free tool to calculate your potential savings

    👉 Don’t leave savings on the table—check out the free Workers’ Comp Savings Calculator in the show notes!

    ✅ Check out the free Workers’ Comp Savings Calculator
    ✅ Get your custom safety program in 30 minutes or less
    ✅ Follow us on LinkedIn and Facebook for more tips

    Let’s save time, cut costs, and protect your business—without the hassle!

    Más Menos
    5 m
  • The Hidden Costs in Your Business—And How to Find Them
    Jun 1 2025

    Are you leaking cash without realizing it? In this first episode of Smart Hacks for Small Businesses, we dive into the hidden costs that quietly eat away at your profits—like inflated workers’ comp premiums, unmanaged risks, and wasted time. Learn how small businesses like yours can start saving today with simple strategies and one powerful tool that cuts through the noise.

    Key Takeaways:
    ✅ Common hidden costs in small businesses
    ✅ Why workers’ comp premiums are higher than they should be
    ✅ How a 30-minute safety program can unlock discounts
    ✅ A free tool you can use today to check your savings

    👉 Try the free Workers’ Comp Savings Calculator—link in the show notes!

    ✅ Check out the free Workers’ Comp Savings Calculator
    ✅ Get your custom safety program in 30 minutes or less
    ✅ Follow us on LinkedIn and Facebook for more tips

    Let’s save time, cut costs, and protect your business—without the hassle!

    Más Menos
    5 m
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