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Debt doesn’t knock — it just moves in, eats your groceries, keeps you up at night, and never pays rent.
In this powerful episode, Lisa Goss and Morning Star’s own Geraldine get real about personal debt: what it feels like, why it’s not your fault, and how to get out from under it without shame.

You’ll learn three proven strategies from Morning Star’s Get Out of Debt Guide — including:

• The Traditional Budget-Based Method (for steady paydown)
• The Statement Date & Credit Utilization Strategy (to stabilize your credit score)
• The wildcard: Velocity Banking (to knock out big chunks faster)

Whether you're drowning in credit cards, trying to rebuild your score, or simply looking for a plan that actually fits your life — this episode offers practical tools, emotional honesty, and a few laughs along the way.

If you or someone you know is in crisis:
📞 Klinic Community Health Crisis Line (24/7): 204-786-8686
🎰 Manitoba Gambling Helpline: 1-800-463-1554

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This podcast is not associated with or endorsed by any company, employer or agency. By accessing this Podcast, you acknowledge that Morning Star makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered individual professional advice, nor is any guest or presenter speaking for any entity where they are not the sole proprietary.