
S3E50: How Much Money Do You Need to Start Investing?
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Are you making the same mistakes most beginner investors make? 🤔
In this special FAQ episode of Rich Dad StockCast, host Del Denney and Rich Dad expert Andy Tanner tackle the most common (and costly) questions new investors ask:
✅ What’s the difference between investing and speculating? ✅ How much money do you REALLY need to start investing? ✅ Is now a good time to invest? ✅ Should you invest for growth or income? ✅ What’s the BIGGEST mistake beginners make (and how to avoid it)?
Andy shares timeless insights on why most people get stuck in the “advice culture” — chasing hot tips instead of building true financial education. You’ll learn why investing is a life skill, not something to outsource... and how focusing on cash flow and fundamentals can change your entire wealth-building journey.
Plus — the truth about mutual funds, ETFs, 401(k)s, and how the rich think differently about risk and opportunity.
Whether you’re brand new to investing or looking to sharpen your skills, this episode will help you break through the noise and start building REAL wealth.
00:00 Introduction
03:42 Investing vs. Speculating: Key Differences
07:17 How Much Money Do You Need to Start Investing?
13:33 Is Now a Good Time to Invest?
16:01 ETFs and Mutual Funds for Beginners
18:09 The Reality of 401(k) Investments
18:53 Financial Literacy: A Life Skill or a Skill for Hire?
21:56 Introduction to Cash Flow and Portfolio Building
22:55 Investing for Growth vs. Income
25:52 Common Mistakes Beginner Investors Make
27:12 How to Pick a Good Stock
30:58 The Power of Mentorship in Investing
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