In this episode, we’re taking a surprising cue from Hamilton to explore a common challenge for advisors: how to handle political conversations with clients. Should you speak up like Hamilton or hold back like Burr? There’s no one-size-fits-all answer—but the key is staying grounded in your role as a guide, not a commentator.

When clients bring up politics, it’s rarely about hearing your stance. More often, they’re expressing fear or uncertainty about how current events could impact their future. The most effective advisors create space to listen—then gently redirect the conversation back to what matters most: their plan, their goals, and what they can control.

You can have strong convictions without sharing them in every meeting. By responding with emotional maturity and professional focus, you reinforce trust and help your clients feel heard—without losing sight of your purpose.

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Advisory services are offered through Root Financial Partners, LLC, an SEC registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. We do not provide tax preparation or legal services. Always consult with your CPA or attorney regarding your specific situation.

Viewing this video does not create an advisory relationship with Root Financial. We only provide advisory services to clients under a written agreement.

Investment strategies discussed may not be suitable for everyone. All investments involve risk, and past performance is not indicative of future results.

Any opinions expressed are as of the date of recording and are subject to change.

Comments left on this video reflect the views and opinions of the individual commenters and do not necessarily represent the views of Root Financial Partners, LLC. Comments should not be considered a testimonial or endorsement of our services and have not been solicited or compensated. Root does not verify the accuracy of comments and is not responsible for their content.

Today’s episode goes beyond the 4% rule to uncover the real concerns behind client questions like, “How much can I safely spend in retirement?” We explore the origins of sustainable withdrawal strategies, from Bengen’s 1994 research to Guyton’s Guardrails, and show how dynamic approaches can ease anxiety and build confidence. Most clients aren’t overspending—they’re underspending out of fear. Learn how to communicate the why behind the numbers and help clients make empowered, informed choices.

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Advisory services are offered through Root Financial Partners, LLC, an SEC registered investment adviser. This content is for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Root does not provide tax preparation or legal services. Always consult your CPA or attorney about your specific situation.

Viewing this video does not create an advisory relationship. We provide advisory services only through a written agreement.

The strategies discussed may not be appropriate for all viewers. Hypothetical examples based on historical research are for illustration only and do not guarantee future results. All investing involves risk, including the potential loss of principal.

Comments on this video reflect the views of individual commenters and do not necessarily represent the views of Root Financial. Comments should not be considered testimonials or endorsements. Root does not verify comment accuracy and is not responsible for their content.

In this episode of Root Ready, James shares how advisors should think about Roth conversions—starting with the basics and not just relying on software.

Software can help with numbers, but it can’t see the full picture. James explains why Root advisors use software as a tool, not the final answer.

He talks through key things to consider before doing a Roth conversion, like future tax brackets, RMDs, charitable giving, and income thresholds. You’ll also hear why Roth conversions are more like “tax insurance” than a perfect plan.

If you want to better understand when—and when not—to recommend Roth conversions, this episode is for you.

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Advisory services are offered through Root Financial Partners, LLC, an SEC registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. We do not provide tax preparation or legal services. Always consult with your CPA or attorney regarding your specific situation.

Viewing this video does not create an advisory relationship with Root Financial. We only provide advisory services to clients under a written agreement.

Investment strategies discussed may not be suitable for everyone. All investments involve risk, and past performance is not indicative of future results.

Any opinions expressed are as of the date of recording and are subject to change.

Comments left on this video reflect the views and opinions of the individual commenters and do not necessarily represent the views of Root Financial Partners, LLC. Comments should not be considered a testimonial or endorsement of our services and have not been solicited or compensated. Root does not verify the accuracy of comments and is not responsible for their content.