Thinking of buying a home but don’t know where to start? In this episode, we talk with mortgage expert Declan Hartnett and experienced broker Konstantin Shelegeda to answer your most pressing questions about loans, down payments, credit scores, debt, and smart strategies for today’s market.

We cover:
– Do I really need 20% down?
– Can I buy a home with student loans or debt?
– What is a rate buydown—and should I do one?
– How much house can I afford?
– What if I’m self-employed or had a foreclosure?
– …and so much more!

🎙 Meet the Experts:

🔹 Declan Hartnett
Vice President of Mortgage Lending, United Home Loans
📍 Based in Chicago
📩 dhartnett@uhloans.com

🔹 Konstantin Shelegeda
CEO & Real Estate Broker, Inter Properties Management
📍 Licensed in Illinois | Multilingual: EN, RU, ES
📩 k@interproperties.co
📞 (773) 860-0265
🌐 https://interproperties.co

📌 Follow for more real estate insights, expert interviews, and behind-the-scenes of the Chicago housing market.
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Resources from this Episode

• Profit Knocks on YouTube
• Inter Properties

Explore the latest trends, challenges, and opportunities in today’s real estate market. From housing prices and mortgage rates to investment strategies and market forecasts, this show provides expert insights to help buyers, sellers, and investors navigate the ever-changing landscape. Whether you're a first-time homebuyer or a seasoned investor, stay informed with in-depth analysis and real-world advice.

Resources from this Episode

• Profit Knocks on YouTube
• Inter Properties

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The village itself is a testament to the rich cultural heritage of Costa Rica. As you stroll through the charming streets, you'll encounter friendly locals who welcome you with warm smiles and open hearts.

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Yoko Village, where dreams become reality.

Visit Us At: https://interproperties.co
Call Us for more information: 888 276-6050

Resources from this Episode

• Profit Knocks on YouTube
• Inter Properties