There’s finally a card that rewards you for the one expense that’s been completely ignored in the points world: your mortgage.

In this episode, I’m talking with Kelley Halpin, CEO of Mesa, about the first credit card that lets you earn points for mortgage payments—plus other major homeowner expenses like daycare, utilities, and home improvement. Kelley shares what makes the Mesa card unique, how its rewards system works, and why it’s designed to serve a segment of consumers that’s long been overlooked by traditional credit card programs.

If you’ve ever wished one of your biggest monthly bills could earn serious points—this card just might become your new favorite.

Make sure to check out the Mesa Homeowners Card - no annual fee, earns points on your mortgage and comes with $800+ in home benefits! Use my referral link to get 5,000 bonus points when you get approved.

https://mesa.onelink.me/odOT/gge86l53?referral_code=htx8f5

Use my code to apply: htx8f5

Terms apply.

Get full show notes and transcript: https://pointmetofirstclass.com/mesa-credit-card-earn-points-mortgage/

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Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here:

Whether your Costco haul includes a 5-pound bag of almonds or a giant sectional sofa, one thing is certain: you’re probably not spending just a few bucks.

If you’ve ever wondered how to earn more credit card points on your Costco runs, this episode walks you through four smart, strategic ways to maximize rewards—whether you’re shopping in-store, online, or through a workaround like Instacart. You’ll learn which cards work, which ones don’t, and how to pick the best method based on your spending habits and points goals.

This episode is your go-to guide for getting the most out of every Costco trip—without having to overhaul your strategy or juggle a dozen cards.

Get full show notes and transcript: https://pointmetofirstclass.com/maximize-points-costco/

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A limited time elevated credit card bonus offer sounds amazing—so should you go for it?

In this episode, I break down how to evaluate elevated credit card welcome bonuses so you can make a smart, strategic decision. Using the current Chase Sapphire Preferred offer as a real-world example, I walk through the three questions you need to ask before jumping on any limited-time offer:

✔ Are you even eligible?

✔ How will this card fit into your overall points and travel goals?

✔ What’s the opportunity cost of applying right now?

Whether you’re new to points or deep in the game, this episode will help you avoid shiny bonus syndrome and make elevated offers work for you—not the other way around.

Get full show notes and transcript: https://pointmetofirstclass.com/evaluate-elevated-credit-card-bonuses/