Episode Summary:

In this informative episode, David Maran and John Clemence discuss the legal implications and practical steps following pedestrian accidents in New Jersey. They cover fault determination, pedestrian obligations, comparative negligence laws, and the claims process. David shares valuable insights on insurance coverage, evidence collection, and the importance of proper documentation.

Key Timestamps:

00:07 - Introduction and episode overview

00:48 - How fault is determined in pedestrian accidents

02:58 - Pedestrian obligations and safety measures

06:31 - New Jersey's comparative negligence laws explained

09:33 - Discussion on medical coverage and PIP insurance

11:35 - Steps for submitting a personal injury claim

16:53 - Serious accident investigations and expert analysis

About the Show:

The Advocate's Voice features David Maran, a seasoned attorney with over 30 years of courtroom experience, helping guide listeners through the complexities of injury law. Each episode tackles important legal topics affecting New Jersey residents.

Episode Summary:

In this informative episode, David Maran discusses the complex world of e-bike regulations, insurance requirements, and safety considerations. He breaks down the different classifications of e-bikes, explains insurance coverage options, and emphasizes crucial safety measures for riders.

Key Timestamps:

00:24 - Introduction to e-bike types and legal classifications

02:41 - Medical bill responsibility in e-bike accidents

04:39 - Insurance coverage for different types of e-bikes

06:47 - Why e-bike accidents can be more dangerous than traditional bicycle accidents

09:58 - Insurance requirements and importance

15:26 - Real-world cases and insurance claim experiences

About the Show:

The Advocate's Voice features David Maran, owner of Maran and Maran PC, discussing critical personal injury topics. The show provides expert legal insights and practical advice for individuals dealing with personal injury matters.

In this episode of The Advocates Voice – Personal Injury with David Maran, host Kevin Rosenquist sits down with experienced personal injury and auto accident attorney David Maran to discuss the crucial steps to take at the scene of an accident. David provides a comprehensive breakdown of what victims should do immediately after a crash, including assessing safety, calling 911, documenting evidence, gathering witness information, and securing video footage from nearby cameras. He also shares insights on what to do if you are injured and unable to collect evidence yourself, and how to obtain police reports and other critical documentation after the fact. Whether you're a driver, passenger, or bystander, this episode is a must-listen for anyone who wants to protect their legal rights in the event of an accident.

00:01 – Welcome to The Advocates Voice – Introduction to the show and host Kevin Rosenquist. 00:07 – Meet David Maran – Background on personal injury and auto accident attorney David Maran. 00:48 – First Steps After an Accident – Ensuring safety, assessing injuries, and moving to a secure location. 01:42 – Why Documentation is Critical – The importance of taking photos, capturing license plates, and noting traffic signs. 01:56 – Calling 911 & Police Reports – Why you should always report an accident and what police documentation includes. 07:34 – What If You’re Injured? – How to protect your legal rights if you’re unable to collect evidence at the scene. 08:36 – Exchanging Information Without Police – What details you must document if authorities don’t arrive. 10:54 – Seeking Medical Attention – The importance of medical evaluation, even if injuries seem minor at first. 11:27 – Gathering Additional Evidence After the Accident – How to obtain security footage, police reports, and witness statements. 15:28 – Final Thoughts & Legal Advice – Key takeaways on protecting your rights after an accident. 15:51 – Connect with David Maran – Where to find more information and legal resources.

The Advocates Voice – Personal Injury with David Maran is a podcast dedicated to educating listeners about personal injury law, auto accident claims, and how to protect their legal rights. Hosted by Kevin Rosenquist and featuring expert insights from David Maran, this show covers essential legal topics to help victims navigate the aftermath of accidents and injuries.

In this episode of The Advocates Voice – Personal Injury with David Maran, host Kevin Rosenquist and personal injury attorney David Maran dive into an often-overlooked but crucial part of auto insurance: underinsured and uninsured motorist coverage. David explains why this coverage is vital for protecting yourself and your family, especially when the at-fault driver has little or no insurance. He discusses common misconceptions, the limitations of standard policies, and why insurance companies often fail to offer adequate coverage.

David also shares a real-life case study of two sisters involved in a pedestrian accident, illustrating how the right insurance policy can make a huge difference in a personal injury claim.

Whether you're a driver, pedestrian, or simply want to ensure financial protection in case of an accident, this episode provides key insights into making informed insurance decisions.

00:01 – Welcome to The Advocates Voice 00:06 – Introduction to David Maran and today’s topic 00:40 – What is underinsured and uninsured motorist coverage? 02:33 – Why minimum insurance limits are often inadequate 03:19 – Common misconceptions about uninsured and underinsured motorist coverage 04:50 – Why insurance companies don’t always offer this coverage upfront 06:57 – How underinsured and uninsured motorist coverage works in real-life scenarios 12:11 – Case study: How coverage made a difference for two sisters in a pedestrian accident 15:07 – The importance of reviewing your insurance policy 16:24 – Closing remarks and how to connect with David Maran

The Advocates Voice – Personal Injury with David Maran is a podcast dedicated to helping listeners understand their legal rights in personal injury cases. Hosted by Kevin Rosenquist and featuring experienced attorney David Maran, each episode explores key topics in personal injury law, insurance claims, and legal strategies to protect individuals and families.