Episodios

  • Tarrific

    Tarrific
    May 23 2025
    The kids say T-I-L, “today I learned”, that the word terrific meant “frightening”. It’s current and past meanings seemed to sum up the duality of the current tariff situation, so credit to Daren Blonski for coining the phrase TAR-RI-FIC for today’s episode of On The Markets.
    This week, Sonoma Wealth Managing Principals Daren Blonski CFP® and Marketing Director Dano Weir look at:
    • Trump made new tariff threats against the EU and Apple (can you tariff a company??) Friday, and yet the market sort of shrugged it off?

    • Why Gold might be looking at a breakout to all-time highs again after looking like a downturn just one week ago.

    • What in the heck are “inverse ETFs”?


    3:24 30 Year Bond high again
    6:46 Oil Signaling Recession?
    9:33 S&P Cold Chillin
    16:00 Mags trending down
    17:30 Gold back up?
    20:40 A look at Apple
    24:30 The Market Xmas Tree
    25:00 What are inverse ETFs?


    Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/

    Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ

    ________________________
    Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax.
    The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented.
    Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.
    Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
    Más Menos
    33 m
  • Honey Badger Don't Care: Market Edition

    Honey Badger Don't Care: Market Edition
    May 17 2025
    Tariffs? Recessions? Bonds, Stocks and Gold down in April? The Honey Badger Market don’t care 😂😂. If you’ve not heard of the honey badger joke on the internet, we’ll let you discover it yourself, but it’s the 2010s way of saying something does whatever it wants, regardless of outside factors. Let’s decipher that in our YouTube show, On The Market.
    This week, Sonoma Wealth Managing Principals Daren Blonski CFP® and Chris Sipes CFP® alongside Marketing Director Dano Weir look at:
    • The S and P again trending toward all-time highs, despite 0 concreate news on tariffs.

    • Data showing inflation expectations are spiking.

    • What credit cards and auto loans are saying about a potential recession.

    • Do college degrees really “pay”? Are graduates actually getting hired this century?

    • Alchemy is finally REAL? Then what happens to GOLD?!


    7:00 Did we just win the trade war?
    7:21 China agreement so far
    9:50 Graduation Season – what should today’s graduates think about?
    18:20 Sentiment increasing
    23:42 What is “Long Gold”?
    25:50 Inflation expectations
    27:44 Loan delinquencies signaling recession?
    29:55 History of Chinese tariffs
    33:44 A look at the S&P
    46:45 Bonds
    49:46 Oil prices


    Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/

    Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ

    ________________________
    Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax.

    The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented.
    Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.
    Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
    Más Menos
    56 m
  • Deal Or No Deal: Does The Market Hinge On Tariffs?

    Deal Or No Deal: Does The Market Hinge On Tariffs?
    May 10 2025
    Life in the market can feel like a game show sometimes 😂🙃 And so far here in the 2nd Quarter of 2025, there’s really only been one question- Deal Or No Deal? Is that it? Does the *entire* stock and *entire* bond market hinge on whether the US and China make a new trade deal? Sure can feel that way, but Daren and Chris’ answer might surprise you. Let’s go On The Market.

    Sonoma Wealth Managing Principals Daren Blonski CFP® and Chris Sipes CFP® alongside Marketing Director Dano Weir took to YouTube and podcast on our show On The Markets to discuss: • What would a boat of goods look like with tariffs applied?
    • Guess which asset class is on a 4-month all time tear, after decades of futility, at a time when tariffs would seem to have sent them to nil? ....here’s a hint it’s not US stocks.
    • Wanna know which country beat the S&P if you removed Nvidia? 🎌
    • Pay off your house? Maybe. Wanna see what the last 30 years of real estate vs last 30 years of S&P look like?

    11:30 What does a shipload with tariffs look like?
    13:54 What will tariffs cost you?
    15:18 Inflation from tariffs
    21:01 Investor sentiment meter
    24:32 International stocks on best 4 month run ever
    25:56 International stocks finally at all time highs
    27:56 S&P w/o Nvidia? Beaten by Japan
    30:04 Feds keep rates the same
    32:30 What do homebuyers need to earn?
    35:20 S&P since march
    44:05 Bond market and S&P have recovered
    49:58 Bitcoin back at all time highs
    51:34 Oil still winding down
    56:06 10 year bond
    58:15 Gold spiking once again
    59:39 Yield curve

    Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/


    Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ

    ________________________
    Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax. The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
    Más Menos
    1 h y 3 m
  • Why Tariffs Are Just The Match

    Why Tariffs Are Just The Match
    May 2 2025
    And just like that...it’s like April never even happened in the market. And yet, have there been lurking signs for months (years?) that an economic slowdown has been slowly piling kindling, just to finally be lit by tariffs? Let’s go On The Market.
    Prepare your ears to hear this, but the S & P 500 has recovered nearly all of it’s dip from early April. So back to all time highs? Maybe. But Sonoma Wealth Managing Principals Daren Blonski CFP® and Chris Sipes CFP® think the underpinning for an economic slowdown has been in the cards for a long time. This week On The Markets:
    • Why 1 magazine cover has Chris thinking Gold is so over.

    • Why the price of oil alone is telling Daren that a recession is imminent or upon us (spoiler: he’s been saying this for months).

    • Just how much China is in everything we buy? Which sectors could be hit hardest should tariffs actually stand?

    • How much the betting markets think DOGE is actually actually going to cut from the budget.

    • Why Daren thinks the S&P’s turnaround has nothing to do with tariffs and everything to do with 1 chart from the St. Louis Federal Reserve

    4:00 Meme Time
    5:40 Gold is done because of 1 magazine
    7:27 Balanced portfolios in Bear Markets
    10:45 Consumer Sentiment
    15:27 S&P Revenue From China
    18:54 What long-lasting goods say about economic expectations
    22:15 How much China is in every item?
    23:40 China’s trading partners
    24:52 2 year treasuries vs. Interest rates
    26:15 Junk bonds index
    27:12 Mortgage spreads
    29:09 Unemployment rate
    29:51 How much will DOGE actually cut?
    30:54 Housing inventory changes
    32:10 New home starts
    35:56 New houses for sale
    36:20 Liquidity is back
    37:30 A look at the S&P by weight
    37:55 S&P candlesticks
    45:15 Yield Curve
    46:43 10 year bond prices
    48:33 Is gold done?

    Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/

    Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ


    ________________________
    Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax.
    The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented.
    Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.
    Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
    Más Menos
    56 m
  • Is The Correction Over?

    Is The Correction Over?
    Apr 26 2025
    Q2's market turbulence seemed to find footing this week, as the S&P had a nice bounce to end the week. Let's go On The Markets with Sonoma Wealth Managing Principal Daren Blonski CFP® and Marketing Director Dano Weir to look at:

    • While the S&P 500 is seeing a nice recovery in light of the tariff pause, Daren thinks he knows the exact spot where a downturn may pop up next.
    • Trying to go 2 for 2, Daren also makes a bold prediction that Gold has finally hit the top of it's run, and why that might be a good thing.
    • What an Italian Mathematician from the Middles Ages can tell us about predicting the market today, tomorrow and forever.
    • Why it's possible for mortgage and other interest rates to come down without the Fed doing a darn thing.


    Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/

    Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ


    ________________________
    Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax.
    The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented.
    Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.
    Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
    Más Menos
    43 m
  • The Market Reflects The Consensus

    The Market Reflects The Consensus
    Apr 18 2025
    Perhaps a calmer week in the S&P 500 as the Tariff Pause hits week 2. While parties on both sides can argue their narrative, as we go On The Markets, with Sonoma Wealth Marketing Director and podcast host Dano Weir, Chris Sipes CFP® and Daren Blonski CFP® dig into what the data is really saying about tariffs and the economy:

    • What top business leaders actually expect will happen to their prices and spending in the next 6 months considering the tariff environment.
    • US citizens continue to buys US stocks but what about investors in the rest of the world? Is US exceptionalism done? Is so where should you go?
    • A look at large flows out of the market and into cash and the market action that followed in the years after (you're not going to like it if you pulled to all cash see below.
    • A light-hearted and only half-kidding discussion about how gold and an (empty?) Fort Knox may be the phantom menace in the background of this entire year in the market so far.


    Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/

    Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ

    ________________________
    Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax.
    The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented.
    Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.
    Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
    Más Menos
    1 h y 9 m
  • Tariff Tit-For-Tat

    Tariff Tit-For-Tat
    Apr 12 2025
    Daren Blonski is on assignment this week, so Marketing Director Dano Weir and SWA Managing Principal Chris Sipes CFP®, put their heads together and look at:

    0:00 Intro
    2:11 Orange Swan Event
    3:41 Salt Trae
    4:30 Sentiment in the toiler
    7:29 What would tariffs even make if they went into effect?
    13:56 Bear Market trends all the way back to 1800
    17:03 Volatility index saying S&P could surge
    19:10 Junk bonds saying recession may be here
    20:53 Bond market major concerns
    26:35 Debt is outpacing GDP
    30:35 Interest on debt is USA’s #1 line item
    32:37 Sentiment at rock bottom
    33:59 How much can The Fed really do?
    35:00 How much are prices expected to change?
    37:35 The end of US Exceptionalism?
    40:05 Europe in Breakout Mode
    42:03 Small cap companies on the struggle bus
    49:21 Bitcoin is no safe harbor
    50:23 GOLD Tho....


    Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/

    Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ

    ________________________
    Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax.
    The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented.
    Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.
    Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
    Más Menos
    55 m
  • Bear Market Playbook

    Bear Market Playbook
    Apr 8 2025
    News headlines would have you believing the sky is falling- but what does the data say? Setting aside a political conversation whether any of this should be happening, Sonoma Wealth Managing Principals Daren Blonski and Chris Sipes dig in to what the effect on the market has been and if further changes are imminent on a special episode of On The Markets.Together with Sonoma Wealth Marketing Director and podcast host Dano Weir they look at:

    0:00 1st Look at our Bear Market Playbook
    5:00 Ok you want out. Why history says wait until December
    9:47 What’s *actually* down right now?
    11:50 Behavioral shift- your portfolio is not your checking account
    17:19 So what has actually actually happened in the S&P?
    22:49 Daren absolutely called the moment where S&P bleeding would stop, last week
    29:34 Sorry folks, volatility is normal
    32:02 What if historically you doubled down during a crisis?
    36:56 Mag 7 losing steam in 2025
    39:25 Selling at a loss could be a good thing? How?
    46:18 What volatility says about future returns
    49:04 Reviewing the Bear Market Playbook

    Take Sonoma Wealth's Free Wealth Analysis right here: https://sonomawealthadvisors.com/

    Videos available on our YouTube Channel: https://www.youtube.com/playlist?list=PLaOjL6z16wjV2_CTStzc36Y5JtiwhVoGJ

    ________________________
    Disclosure: Fermata Advisors LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This content was produced by Fermata Advisors, LLC, d/b/a Sonoma Wealth Advisors, d/b/a Fermata 401k, d/b/a Fermata Tax.
    The opinions expressed by Fermata Advisors, LLC on this show are their own. Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented.
    Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.
    Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Viewers and listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
    Más Menos
    1 h y 5 m
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