Episodios

  • Money and Me: Renovating Smart without Going Broke
    Jul 7 2025

    You want your renovation 100% within your budget and most importantly - you want it flexible, so what are your choices?

    Michelle Martin speaks to the digital bank to find out how it designed a renovation product to help with customer pain points in Singapore, how to plan a renovation budget and the workings of home renovation loans.

    GXS Bank’s Jenn Ong breaks down interest rates, repayment plans, and financial pitfalls to avoid.

    See omnystudio.com/listener for privacy information.

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    17 m
  • Money and Me: Mortgage Rates Set to Dive — Is Now the Time to Refinance?
    Jun 30 2025

    Mortgage rates in Singapore to dip below 2% again?

    As fixed rates fall below floating ones and the 3-month SORA sinks, what does it all mean for homeowners and buyers?

    Michelle Martin finds out what’s driving these changes and when mortgage rates could finally fall below the 2% mark again. Should you switch from fixed to floating, or wait?

    Hosted by Michelle Martin, this episode features David Baey, CEO of Mortgage Master, who shares his insights on refinancing strategies, repricing risks, and the smartest move for your loan.

    f you’re out of your lock-in period, this is the episode you need to hear.

    See omnystudio.com/listener for privacy information.

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    25 m
  • Money and Me: KL vs Johor. What this property investor from Singapore is looking at?
    Jun 27 2025

    Thinking about investing up north but unsure about loan rates and long-term capital appreciation?

    Germaine Chow, Co-founder, I Quadrant talks about the macro -factors, regulations, taxes and must have questions in mind for the general property investor looking at Malaysia's powerhouse cities of KL and Johor.

    See omnystudio.com/listener for privacy information.

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    18 m
  • Money and Me: Million-Dollar HDBs – How High Can Prices Go?
    Jun 26 2025

    Singapore’s million-dollar HDB club is growing fast.

    From just 0.3% of the market five years ago to nearly 6% today, the public housing landscape is shifting.

    Are we on the brink of seeing S$2 million flats? Or will policy curb the climb?

    Michelle Martin asks Mark Yip, CEO of Huttons Asia, whether this is a trend, tipping point or if there is a good argument to be made not to rush into buying into the resale market.

    They explore demand drivers, buyer profiles, and the hottest locations in resale.

    Hosted by Michelle Martin, this episode is for the property hound.

    See omnystudio.com/listener for privacy information.

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    23 m
  • Money and Me: Positioning for a Multipolar World – Tariffs, Demographics, and Long-View Investing
    Jun 25 2025

    How do global investors view a shift to a multipolar world?

    Michelle Martin speaks with Mark Ho of RealVantage to hear how the company views tariff risk, long-term demographic drivers, and how investors can view opportunistic positioning today.

    Hosted by Michelle Martin, this episode helps us understand how long-view investors frame what’s next.

    See omnystudio.com/listener for privacy information.

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    16 m
  • Money and Me: Can you stretch your CDC Vouchers?
    Jun 24 2025

    What if your grocery run could help pay for your next flight?

    Singaporeans are getting smarter with every swipe — stacking CDC vouchers, KrisFlyer miles, and loyalty points to stretch every dollar.

    Enter the yuu Rewards Club — now linked to over 1,000 brands including 7-Eleven, Cold Storage, Giant, and Gojek.

    With cost-of-living pressure still high, intentional spending is going mainstream.

    Michelle Martin breaks down the rise of coalition loyalty and the psychology of everyday value.

    Hosted by Michelle Martin with guest Chen Peng, CEO of yuu Rewards Club.

    See omnystudio.com/listener for privacy information.

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    16 m