Episodios

  • AS IS vs. Standard FR/BAR: Which One Works for You?

    AS IS vs. Standard FR/BAR: Which One Works for You?
    Jul 14 2025
    Real estate contracts can be confusing, but they don’t have to be! In this episode of Let’s Talk Title with Emerald Coast Title Services, hosts Dion Moniz and Ashley Bowen break down the key differences between the AS IS and Standard FR/BAR contracts. They explain what each one means for buyers and sellers, the pros and cons, and which option might work best depending on your unique situation. Whether you’re a first-time homebuyer or a seasoned investor, understanding these contracts is essential for a smooth transaction!
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    12 m
  • Seller Financing & How it Works

    Seller Financing & How it Works
    Jun 3 2025
    In this episode of Let’s Talk Title with Emerald Coast Title Services, hosts Dion Moniz and Ashley Bowen break down the ins and outs of seller financing - what it is, how it works, and why it might be an attractive option in today’s real estate market. They cover the benefits and risks for both buyers and sellers, key legal considerations, and a few alternative financing options that might suit your next deal. Whether you're a real estate agent, investor, or homeowner, this episode offers valuable insight into creative ways to structure a sale!
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    14 m
  • Update to Condo Rider FR/BAR Contract

    Update to Condo Rider FR/BAR Contract
    May 6 2025
    In this episode of Let’s Talk Title with Emerald Coast Title Services, hosts Dion Moniz and Ashley Bowen discuss important updates to the Condo Rider in the FR/BAR Contract. They explain the increased focus on seller disclosures, including the requirement to report any special assessments or association projects discussed within the past twelve months. Listen to the full episode to learn why full transparency is essential to protect both buyers and sellers with these new updates!
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    20 m
  • December 2024 Updates to the FR/BAR Contract

    December 2024 Updates to the FR/BAR Contract
    Mar 2 2025
    In this episode of Let’s Talk Title with Emerald Coast Title Services, hosts Dion Moniz and Ashley Bowen discuss the revisions to the FR/BAR Contract that went into effect on December 31, 2024. They unpack these key changes and explain how these updates impact real estate transactions in Florida. Listen to the full episode now wherever you get your podcasts!
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    18 m
  • Florida Contracts Series: Residential Contracts Part 3

    Florida Contracts Series: Residential Contracts Part 3
    Jan 6 2025
    In this episode of Let’s Talk Title with Emerald Coast Title Services, hosts Dion Moniz and Ashley Bowen continue their Florida Contract Series with a deeper dive into residential contracts. Building on Parts 1 and 2, they wrap up their discussion on the nuances of the FR/BAR contract and how it contrasts with the CRSP contract, offering expert insights and practical tips to navigate complex scenarios. Whether you’re a real estate professional, a seller, or a buyer, this episode is packed with valuable knowledge to help you understand residential contracts in Florida!
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    22 m
  • Florida Contracts Series: Residential Contracts Part 2

    Florida Contracts Series: Residential Contracts Part 2
    Dec 2 2024
    In this episode of Let’s Talk Title with Emerald Coast Title Services, hosts Dion Moniz and Ashley Bowen continue their Florida Contract Series with a deeper dive into residential contracts. Building on Part 1, they further explore the nuances of the FR/BAR contract and how it contrasts with the CRSP contract, offering expert insights and practical tips to navigate complex scenarios. Whether you’re a real estate professional, a seller, or a buyer, this episode is packed with valuable knowledge to help you understand residential contracts in Florida!
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    23 m
  • Florida Contracts Series: Residential Contracts Part 1

    Florida Contracts Series: Residential Contracts Part 1
    Nov 6 2024
    In this episode of Let’s Talk Title by Emerald Coast Title Services, hosts Dion Moniz and Ashley Bowen launch their Florida Contract Series with an in-depth look at residential contracts. Focusing on the FR/BAR contract, they walk listeners through essential details and highlight key differences from the CRSP contract. Tune in for expert tips and valuable insights on navigating residential contracts in Florida!
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    23 m
  • New Contract Riders Related to Buyers' Broker Compensation

    New Contract Riders Related to Buyers' Broker Compensation
    Oct 14 2024
    In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen dive into two new contract riders, FF and GG, that came out in August, addressing buyers' broker compensation when it hasn't been pre-negotiated. They explain how Rider FF allows buyers and sellers to handle broker compensation directly through the contract, meanwhile, Rider GG makes the contract contingent on negotiating a compensation agreement after the contract is executed.
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    11 m