Episodios

  • 2025-06-07 The Big Beautiful Bill: Tax Changes Coming Your Way and What You Need to Know

    2025-06-07 The Big Beautiful Bill: Tax Changes Coming Your Way and What You Need to Know
    Jun 7 2025
    The Big Beautiful Bill: Tax Changes Coming Your Way and What You Need to Know Tax strategist Jeff Zufall and Josh Gilbert break down the latest developments that could dramatically impact your finances, from encouraging CPI numbers showing inflation cooling to the massive "big beautiful bill" working its way through Congress. Discover what's really in this legislation - including potential elimination of taxes on Social Security, increased child tax credits, and changes to capital gains rates - and why even Elon Musk is calling parts of it an "abomination." Jeff explains why the bond market has experts like Jamie Dimon worried about cracks forming due to mounting national debt, shares crucial advice for anyone considering retirement (spoiler: most people spend more time planning vacations than their retirement), and reveals why that IRS department handling deceased person tax returns was mysteriously shut down and recently reopened. Whether you're dealing with estate issues, planning for retirement, or just want to understand how upcoming tax changes could affect your bottom line, this episode delivers practical insights you can use today - because as Jeff says, the goal is always to "keep what's yours." Call Jeff at Capital Advisory Group at 636-394-5524 and learn how you can “Keep What’s Yours.”
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    50 m
  • 2025-05-31 Keep What’s Yours

    2025-05-31 Keep What’s Yours
    May 30 2025
    Tax season never ends when it comes to smart retirement planning – and "Keep What's Yours" with Josh Gilbert and senior tax strategist Jeff Zufall is your guide through the maze! Discover the critical tax moves you need to make NOW before it's too late, including how catch-up contributions at 49½ and the new "super catch-up" provisions for ages 60-63 can slash your current tax bill while supercharging your retirement savings. Jeff exposes the tax time bomb waiting for most retirees: how your diligent saving could actually push you into HIGHER tax brackets in retirement when Required Minimum Distributions kick in, potentially making 85% of your Social Security taxable. Learn why the pre-tax vs. Roth conversion strategy isn't just about today's tax bracket – it's about outsmarting the IRS decades down the road. With the tax code facing massive changes in 2026 and the IRS in complete chaos (losing a third of their workforce and billions in funding), you can't afford to wait for "someday" to optimize your tax strategy. From understanding why your paycheck might mysteriously increase (and why that's actually BAD news) to timing strategic Roth conversions during low-income years, this episode reveals the tax planning secrets that could save you tens of thousands in retirement. Don't let Uncle Sam keep more of what's yours – call Jeff at Capital Advisory Group at 636-394-5524 and turn tax planning into your retirement advantage!
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    49 m
  • 2025-05-24 Keep What’s Yours

    2025-05-24 Keep What’s Yours
    May 23 2025
    "Big Beautiful Bill" Promises Tax Relief: Inside the Massive Tax Overhaul That Could Reshape Your 2026 Return "Keep What's Yours" is hosted by Josh Gilbert and Jeff Zufall, senior tax strategist and wealth advisor. Today they discuss the "Big Beautiful Bill," a 1,000-page tax legislation that narrowly passed the House and heads to the Senate, featuring key provisions like increasing child tax credits from $2,000 to $2,500, eliminating taxes on up to $25,000 in declared tips for lower earners, providing $10,000 deductions for American car loan interest, offering $1,000 "Trump Account" credits for children's savings, and raising the state/local tax (SALT) deduction cap from $10,000 to $40,000. The show also covered Moody's downgrade of the US credit rating from AAA to AA+ due to fiscal concerns (with 23% of GDP going to debt interest payments), tornado relief for Missouri and Illinois disaster areas allowing tax deductions for uninsured losses, and ongoing tariff discussions. While the legislation wouldn't take effect until January 2026, its Senate passage remains uncertain due to opposition from senators like Josh Hawley who want higher child tax credits, and the bill could face significant modifications or be killed entirely. The IRS reports that small businesses overpay their taxes every year. Stop overpaying - Call Capital Advisory Group at 636-394-5524 today!
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    50 m
  • 2025-05-10 Keep What’s Yours

    2025-05-10 Keep What’s Yours
    May 10 2025
    "Keep What's Yours" is a podcast hosted by Josh Gilbert and Jeff Zufall, a senior tax strategist and wealth advisor with Capital Advisory Group. The show delves into various aspects of tax strategy and wealth management, offering insights into how individuals can navigate the complexities of the tax code to maximize their financial benefits. In this episode, Jeff discusses the implications of recent Federal Reserve decisions, the differences between W2 employees and contract workers, and strategies for managing tax liabilities. The conversation also touches on potential changes in tax legislation, including proposals for taxing the wealthy and simplifying tax filing for individuals with straightforward financial situations. Jeff emphasizes the importance of proactive tax planning and offers his expertise to help listeners optimize their financial strategies. For personalized advice, listeners are encouraged to contact Jeff at Capital Advisory Group. The IRS reports that small businesses overpay their taxes every year. Stop overpaying - Call Capital Advisory Group at 636-394-5524 today!
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    49 m
  • 2025-04-26 Keep What’s Yours

    2025-04-26 Keep What’s Yours
    Apr 26 2025
    Keep What's Yours with Jeff Zufall is a podcast focused on tax strategies and wealth management. Hosted by Josh Gilbert and featuring Jeff Zufall, Senior Tax Strategist and Wealth Advisor at Capital Advisory Group, the show covers a range of topics including tax extensions, refunds, and the importance of consulting a tax advisor. The latest episode discusses the complexities of the tax system, the potential future of tax filing, and the impact of tariffs on the economy. Jeff provides insights on how to manage taxes efficiently, both during the accumulation phase of working life and the distribution phase in retirement. The show emphasizes the importance of proactive tax planning to minimize liabilities and maximize savings. The IRS reports that small businesses overpay their taxes every year. Stop overpaying - Call Capital Advisory Group at 636-394-5524 today!
    Más Menos
    51 m
  • 2025-04-19 Keep What’s Yours

    2025-04-19 Keep What’s Yours
    Apr 19 2025
    "Keep What's Yours" is a podcast hosted by Jeff Zufall, the senior tax strategist and wealth advisor, focusing on tax season insights and financial advice. In this episode, Jeff and co-host Josh Gilbert discuss the conclusion of the first phase of tax season and the beginning of the extension and cleanup phase. They emphasize the importance of making estimated tax payments even if an extension is filed. The conversation covers the logistics of making tax payments online, the impact of tax law changes, and the benefits of adjusting withholdings to avoid owing taxes. They also touch on the IRS's revolving leadership, layoffs, and the discontinuation of the free file program. Additionally, they discuss the rising value of gold amid market turmoil and the implications of Social Security overpayments. The episode concludes with advice on tax-efficient retirement planning and the importance of consulting a tax advisor to optimize financial strategies. The IRS reports that small businesses overpay their taxes every year. Stop overpaying - Call Capital Advisory Group at 636-394-5524 today!
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    48 m
  • 2025-04-05 Keep What’s Yours

    2025-04-05 Keep What’s Yours
    Apr 5 2025
    "Keep What's Yours" is a podcast hosted by Jeff Zufall and Josh Gilbert, focusing on tax strategies and financial advice. In this episode, Jeff, the senior tax strategist and wealth advisor at Capital Advisory Group, discusses the importance of timely tax filing and the meticulous process involved in reviewing and finalizing tax returns. He emphasizes the need for multiple reviews to catch errors and optimize tax savings. The conversation also covers the impact of tariffs on consumer prices, the potential for inflation, and the importance of understanding paycheck withholdings to avoid unexpected tax bills. Jeff advises listeners to regularly check their paycheck stubs and consult with a tax professional to ensure accurate withholdings and maximize financial benefits. The episode concludes with a discussion on market corrections, the role of the Federal Reserve, and the importance of maintaining a long-term investment strategy despite market volatility. The IRS reports that small businesses overpay their taxes every year. Stop overpaying - Call Capital Advisory Group at 636-394-5524 today!
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    51 m
  • 2025-03-22 Keep What’s Yours

    2025-03-22 Keep What’s Yours
    Mar 22 2025
    2025-03-22 Keep What’s Yours by Jeff Zufall
    Más Menos
    47 m
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