Knock, knock. Who’s there? Later. Later who? “Buy now pay later” that’s who! This week we come face to face with the everyone’s favorite frenemy, consumer debt. We talk about good debt vs bad debt, how to get out of the minimum payment cycle and how to start improving your reliance on credit.

If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com

DIY Investing at: https://get.modernadvisor.ca/braun-financial/

Keep the conversation going on our Facebook Page and Group: https://www.facebook.com/itspersonalfinancecanada

This week we break down the “Financial Stress Index 2025” published by FP Canada. Get a clear picture of how poorly so many of us are doing and how deep the generational wealth and comfort divide is getting.

If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com

DIY Investing at: https://get.modernadvisor.ca/braun-financial/

Keep the conversation going on our Facebook Page and Group: https://www.facebook.com/itspersonalfinancecanada

Useful Resources:

FP Canada Financial Stress Index: https://www.fpcanada.ca/2025-financial-stress-index

Who’d a though personal finance is just personal development with budgeting? This week we continue our look at “The Seven Habits Of Highly Effective People” by Stephen R. Covey and see how we can better ourselves and our finances. Find out about win/win vs win/lose, relationship development and best of all a new Cam approved anagram.

⁠If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit ⁠⁠braunfinancial.com ⁠

DIY Investing at: ⁠https://get.modernadvisor.ca/braun-financial/⁠

Keep the conversation going on our Facebook Page and Group: ⁠https://www.facebook.com/itspersonalfinancecanada⁠

This week Christine talks about Stephen Covey’s book “The Seven Habits Of Highly Effective People,” and finds a way to apply it to our personal finances. Find out how circles, squares and private victories can make all the difference in your life.

If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com

DIY Investing at: https://get.modernadvisor.ca/braun-financial/

Keep the conversation going on our Facebook Page and Group: https://www.facebook.com/itspersonalfinancecanada

Excuse me, I believe you have my stapler. This week we help you become a better and hopefully higher paid employee. What do bosses want, how to stand out, and what your true value is. Plus we reveal the greatest tip of all… being competent!

If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com

DIY Investing at: https://get.modernadvisor.ca/braun-financial/

Keep the conversation going on our Facebook Page and Group: https://www.facebook.com/itspersonalfinancecanada

When you’re at the top there’s no one left to blame. This week we go over some key concepts to better help you run a small business. Everything from delegation, systems creation and maintaining your sanity.

If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com

DIY Investing at: https://get.modernadvisor.ca/braun-financial/

Keep the conversation going on our Facebook Page and Group: https://www.facebook.com/itspersonalfinancecanada

If advice is popular that means it’s right… right? This week we tackle 2 popular personal finance myths that might sound like a sure thing, but what works in a book doesn’t always work in reality.

If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com

DIY Investing at: https://get.modernadvisor.ca/braun-financial/

Keep the conversation going on our Facebook Page and Group: https://www.facebook.com/itspersonalfinancecanada

Turns out the secret to happiness is painting Warhammer 40K figures and pretending the rest of the world doesn’t exist. This week we tackle the great existential question of how to find true value in your life. What brings happiness, what truly lasts a lifetime and where we should be spending our money.

If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com

DIY Investing at: https://get.modernadvisor.ca/braun-financial/

Keep the conversation going on our Facebook Page and Group: https://www.facebook.com/itspersonalfinancecanada