Life & Finances Episode 21: It's Not a Budget: The R&D Cash Flow Planning Process Podcast Por arte de portada

Life & Finances Episode 21: It's Not a Budget: The R&D Cash Flow Planning Process

Life & Finances Episode 21: It's Not a Budget: The R&D Cash Flow Planning Process

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 Cash flow isn’t just budgeting — it’s the foundation of every meaningful financial plan. In this episode, we dive into why understanding your spending patterns, adjusting for inflation, and preparing for life’s curveballs are key to long-term financial stability. From everyday expenses to healthcare costs, we explore how detailed cash flow planning can help align your lifestyle with your values. Topics include: • Discretionary vs. non-discretionary spending • Inflation’s impact on different costs • Planning for one-time and unexpected expenses • Life events and their financial ripple effects • What “wiggle room” really means in retirement
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