In this episode of Her Money Revolution, Angela Brooks CFP® takes an in-depth look at the dynamics of bull and bear markets, providing clear explanations of these essential market cycles and how they impact your investments. Angela discusses the characteristics of both market conditions—bull markets, which signify growth and optimism, and bear markets, which represent downturns and caution.

She emphasizes the importance of having a well-thought-out investment strategy that can weather both market fluctuations. From dollar-cost averaging to understanding the significance of the "fragile decade"—the crucial years before and after retirement—Angela offers insights into how to protect your wealth and make informed decisions during uncertain times.

This episode provides valuable, actionable advice on maintaining a long-term financial strategy, diversifying your portfolio, and understanding the critical indicators that signal market shifts.

Episode Highlights:

• Understanding the key differences between bull and bear markets
• How to navigate market volatility with a consistent investment strategy
• The benefits of dollar-cost averaging to manage market fluctuations
• Why the fragile decade requires special attention to your financial plan
• Key indicators to identify a bull or bear market
• The importance of diversification in reducing risk
• Practical steps to stay focused on long-term financial goals during market uncertainty

Connect with Angela:

Website: https://hermoneyrevolution.com/

Instagram: https://www.instagram.com/hermoneyrevolution/

Facebook: https://www.facebook.com/profile.php?id=61561348149519

Financial Resources: https://hermoneyrevolution.com/resources

In this episode of Her Money Revolution, Angela Brooks, CFP®, takes a strategic look at the Price-to-Book (P/B) ratio—an essential metric in the value investor’s toolkit. Whether you're just starting to build your portfolio or refining your investment strategy, understanding the P/B ratio can help you better evaluate whether a stock is undervalued, overvalued, or priced fairly based on its net assets.

Angela explains how the P/B ratio is calculated, when it’s most useful (especially for asset-heavy companies like banks and manufacturers), and why it’s important to always dig deeper than the number itself. She also discusses how to pair the P/B ratio with complementary metrics like Return on Equity (ROE) and Price-to-Earnings (P/E) to make more informed, confident investment decisions.

With clear examples and practical insights, this episode will give you the tools to start identifying stronger value opportunities and avoid common missteps in stock evaluation.

Tune in now!

Episode Highlights:

• What the Price-to-Book (P/B) ratio measures and how to calculate it
• When a low P/B ratio might indicate a strong value—or a struggling company
• Why the P/B ratio is most effective for companies with significant physical assets
• How to use the P/B ratio alongside Return on Equity (ROE) and P/E ratios
• A real-world comparison of companies to illustrate the impact of these metrics
• Best practices for screening value stocks and comparing within industries
• Key considerations before making investment decisions based on P/B

Connect with Angela:

Website: https://hermoneyrevolution.com/

Instagram: https://www.instagram.com/hermoneyrevolution/

Facebook: https://www.facebook.com/profile.php?id=61561348149519

Financial Resources: https://hermoneyrevolution.com/resources

In this episode of Her Money Revolution, Angela Brooks, CFP®, brings transparency to an area that quietly costs investors thousands: mutual fund share classes.

Angela explains the different types of mutual fund shares — Class A, B, C, and institutional shares — and how each structure impacts the fees you pay, often without you even realizing it. Through real-world client examples, Angela highlights the hidden costs built into many investment portfolios and empowers individuals with the right questions to ask their advisors.

If you're serious about protecting and growing your wealth with full transparency, this episode provides the essential knowledge you need to take control of your financial future.

Episode Highlights:

• What mutual fund share classes are — and why they directly affect your investment returns
• The key differences between Class A, B, C, and institutional shares
• How hidden fees and trailing commissions are structured — and what they mean for your portfolio
• Why even high-net-worth investors can unknowingly be subject to costly structures
• The long-term benefits of working with a fee-based advisor focused on transparency
• Critical questions to ask your current advisor to uncover hidden costs
• How to ensure your investments are aligned with your financial goals, not commission structures

Connect with Angela:

Website: https://hermoneyrevolution.com/

Instagram: https://www.instagram.com/hermoneyrevolution/

Facebook: https://www.facebook.com/profile.php?id=61561348149519

Financial Resources: https://hermoneyrevolution.com/resources

In this episode of Her Money Revolution, Angela Brooks CFP®, continues the Investing Toolkit series by focusing on one of the most important metrics every investor should understand: Earnings Per Share (EPS).

Angela breaks down what EPS is, how it’s calculated, and why it’s a critical indicator of a company's profitability and future growth potential. She explains the different types of EPS — basic, diluted, trailing, and forward — and shares practical guidance on which measure investors should prioritize when analyzing a company’s financial health.

You'll also learn how to avoid common pitfalls, such as misleading EPS figures caused by share buybacks or one-time accounting gains. Plus, Angela explains how to pair EPS with the Price-to-Earnings (P/E) ratio to make more informed investment decisions.

Whether you are new to investing or looking to sharpen your analysis skills, this episode will give you valuable insights to evaluate companies more effectively and build a stronger investment portfolio. Tune in now!

Episode Highlights:

• What Earnings Per Share (EPS) measures and why it matters
• How to calculate EPS — and when to rely on reported figures
• Understanding basic EPS, diluted EPS, trailing EPS, and forward EPS
• Why diluted EPS offers a more conservative, reliable view
• How to identify companies with sustainable, long-term EPS growth
• Common pitfalls that can distort EPS figures, including share buybacks and accounting tactics
• The critical relationship between EPS and the Price-to-Earnings (P/E) ratio in assessing stock value
• How to use EPS trends and industry comparisons to find strong investment opportunities

Connect with Angela:

Website: https://hermoneyrevolution.com/

Instagram: https://www.instagram.com/hermoneyrevolution/

Facebook: https://www.facebook.com/profile.php?id=61561348149519

Financial Resources: https://hermoneyrevolution.com/resources

Market capitalization—commonly referred to as market cap—is one of the most important metrics for evaluating a company’s size, growth potential, and risk level. But what does it really mean, and how can investors use it to build a strong, diversified portfolio?

In this episode of Her Money Revolution, Angela Brooks CFP® continues the Investing Toolkit series with a clear and practical breakdown of market cap. From large-cap industry leaders to small and micro-cap companies with high-growth potential, Angela explains how market cap plays a critical role in investment decision-making.

You'll learn how to assess different market cap categories, the risks and rewards of each, and why market cap is about more than just a company’s stock price. Whether you're a seasoned investor or just starting out, this episode will give you the insights you need to make more informed investment choices.

Episode Highlights:

• Market cap explained: Definition, calculation, and why it matters in investing.
• Large, mid, small, and micro-cap stocks: How company size impacts growth and risk.
• Investment strategy: How to use market cap to diversify and strengthen your portfolio.
• Common misconceptions: Why stock price alone does not determine a company’s true value.
• Risk management: Balancing stability with growth potential through market cap allocation.

Connect with Angela:

Website: https://hermoneyrevolution.com/

Instagram: https://www.instagram.com/hermoneyrevolution/

Facebook: https://www.facebook.com/profile.php?id=61561348149519

Financial Resources: https://hermoneyrevolution.com/resources

In this episode of Her Money Revolution, Angela Brooks CFP® breaks down the fundamentals of dividend investing—how they work, why companies pay them, and how investors can use them to generate passive income. She explains key dividend dates, the benefits of dividend reinvestment plans (DRIPs), and why chasing high yields can sometimes be a red flag.

Angela also covers the risks, including dividend cuts and tax implications, and shares real examples of companies that reduced or eliminated their dividends. Whether you're looking to build long-term wealth or create a steady income stream, this episode provides the insights you need to make informed investment decisions.

Start making your money work for you. Listen now and take the next step in your investment strategy!

Episode Highlights:

• What dividends are and how they generate passive income.
• Key dates every dividend investor should know.
• The benefits of reinvesting dividends for long-term growth.
• The risks of high-yield dividend stocks.
• Real examples of dividend cuts and their impact on investors.
• Tax considerations and strategies for minimizing dividend taxes.

Understanding stock valuation is essential for making informed investment decisions, and one of the most commonly used metrics is the Price-to-Earnings (PE) Ratio. In this episode of Her Money Revolution, Angela Brooks CFP® breaks down what the PE Ratio is, how it works, and why it plays a crucial role in evaluating stocks.

Angela explains how to interpret the PE Ratio, the difference between high and low PE stocks, and why context—such as industry comparisons and historical trends—matters. She also provides practical insights on using this tool effectively, alongside other key financial metrics, to build a stronger investment strategy.

Whether you’re new to investing or looking to refine your approach, this episode will equip you with the knowledge to assess stock value with confidence and make smarter financial decisions.

Start building your Investing Toolkit today. Listen now!

Episode Highlights:

• What the PE Ratio is and how it’s calculated
• How to use PE Ratio to determine if a stock is overvalued or undervalued
• Why industry comparisons and historical trends are key to interpretation
• The difference between trailing, forward, and Shiller PE Ratios
• Common pitfalls to avoid when using the PE Ratio in investment decisions
• How to incorporate PE Ratio analysis into a broader investment strategy

Connect with Angela:

Website: https://hermoneyrevolution.com/

Instagram: https://www.instagram.com/hermoneyrevolution/

Facebook: https://www.facebook.com/profile.php?id=61561348149519

Financial Resources: https://hermoneyrevolution.com/resources

In this episode of Her Money Revolution, Angela Brooks CFP® explores how millionaires invest differently from the average person. She breaks down the key strategies wealthy investors use to grow and protect their wealth, from accessing exclusive investment opportunities to maintaining substantial cash reserves for both security and opportunity.

Angela also discusses how high-net-worth individuals leverage financial professionals, negotiate better banking terms, and invest in alternative assets like private equity, hedge funds, venture capital, and private real estate deals. She explains the risks and rewards of these investment strategies and why they play a critical role in long-term wealth building.

Whether you're just starting your financial journey or looking to take your investments to the next level, this episode provides valuable insights into how millionaires think and act when it comes to building lasting wealth.

Episode Highlights:

• The four key differences in how millionaires invest compared to the average person
• Exclusive investment opportunities, including private equity, hedge funds, venture capital, and private real estate deals
• Why millionaires maintain large cash reserves and how they use them strategically
• How high-net-worth individuals negotiate better interest rates and banking terms
• The importance of working with financial professionals to optimize long-term wealth growth
• Understanding the risks and rewards of alternative investments
• How to apply millionaire investment strategies at any income level

Connect with Angela:

Website: https://hermoneyrevolution.com/

Instagram: https://www.instagram.com/hermoneyrevolution/

Facebook: https://www.facebook.com/profile.php?id=61561348149519

Financial Resources: https://hermoneyrevolution.com/resources