Dr. Tiffany Tyler-Garner discusses her journey of self-discovery and personal growth in her new book, "Four Seasons of Reflections." She emphasizes the importance of unpacking personal burdens, making commitments to oneself, and processing emotions to achieve transformation. Tyler-Garner shares her experience of realizing the need to let go of external pressures and focus on her own peace and joy. She also highlights the significance of choosing partners who complement and support personal growth, and the importance of self-awareness and emotional intelligence in relationships. The book aims to guide readers through their own reflective journeys.

Leaha Crawford and Julian Rosado discuss the Knicks' playoff performance and the upcoming game against the Celtics. They then introduce Major Harold and Michelle from the Salvation Army to discuss their programs. The Salvation Army offers various services, including the Adult Rehabilitation Center (ARC) for drug, alcohol, and gambling addiction, which is free and includes job training. They also operate a five-acre campus with 11 buildings providing homeless services, veterans' programs, and vocational training. The Salvation Army's contact number is 702-870-4430, and they emphasize the importance of community support and the variety of programs available.

In the conversation, the hosts discuss various personal finance topics, including budgeting, credit scores, and financial well-being. Frank Ruvalcaba from Operation Hope explains the importance of understanding credit, the role of credit bureaus like Equifax, Experian, and TransUnion, and how credit scores are calculated, emphasizing the significance of payment history. He also touches on the concept of financial well-being and the organization's mission to educate and empower underserved communities. The hosts discuss strategies for budgeting, the importance of an emergency fund, and the impact of credit card debt. They also mention the use of authorized users and the benefits of financial literacy for children.