Gold Standard
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Gold Standard
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In 1913, the United States Congress passed the Federal Reserve Act—ushering in a century of central banking and monetary control. But not in this timeline.
In Delta-29, the Federal Reserve was never created. Populists, agrarians, and reformers blocked its birth, fearing the rise of a financial elite more than the chaos of crisis. Instead, America entered the modern age with a patchwork of regional clearinghouses, a gold-backed dollar, and no central authority to steer the economy.
The Archivist returns with a sweeping dossier that traces this ungoverned path from panic to parity, from war to reimagined prosperity. What does a world without the Fed look like? Who rose, who fell—and what replaced the quiet power of the bankers?
From dust storms and silver movements to a digital age where money still clinks with weight, this is the history that wasn’t. But it could have been.