You're not making at least $3,000 a month and you're just sitting in your mama's house feeling broke and disgusted? It's because you won't get rid of your pride. In this riveting conversation with Smartphone Billionaire, we dive deep into the mindset and tactics that can transform anyone's financial situation—regardless of where they're starting.

When I asked what one message he wanted listeners to understand, his answer was immediate: "Execute." You don't need to be the smartest person, but if you execute more than someone who knows everything, you'll get results. This philosophy helped him generate almost a million dollars using just his smartphone.

At the core of his success is what he calls "the gap formula"—getting paid for knowing what others don't. Whether it's credit repair, business funding, or client acquisition, the knowledge gap creates opportunity. He shares his journey from living in his car with his girlfriend to using DoorDash to rebuild his confidence, eventually stacking up $5,000 to invest in his future.

The conversation takes a fascinating turn when he explains how credit is essentially a "financial glitch" that most Americans don't understand. With over 200 million Americans struggling with bad credit, he breaks down exactly how to build a solid credit profile that banks actually want to fund—not just improve your score. The step-by-step process he outlines has helped thousands transform bad credit into six-figure funding opportunities.

What's most compelling is his practical advice for using "OPM" (Other People's Money) to build wealth rather than purchase liabilities. From purchasing a duplex with 0% interest credit cards to creating digital products that generate passive income, he demonstrates how execution trumps circumstance every time.

Ready to discover how your smartphone could be your path to financial freedom? This episode delivers actionable insights that could change your relationship with money forever.

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