Welcome back to the Finding Financial Freedom Podcast with Dr. Disha Spath. Today’s episode features a powerful and insightful conversation with Dr. Stephen Cohen—a seasoned physician and educator who’s been through the highs and lows of a medical career, including facing legal challenges head-on.

In this episode, we go deep into what it really means to be a doctor under legal fire. Dr. Cohen shares hard-earned wisdom on handling lawsuits, building emotional resilience, and maintaining clarity under pressure. This conversation is both grounding and empowering for every physician who fears or is currently facing litigation.

Key Topics Covered:

1. How to Emotionally Navigate a Lawsuit

• The emotional toll of being sued—and why it mirrors the five stages of grief.
• How to move from panic and shame to growth and acceptance.

2. Practical Tips for Physicians Facing Legal Action

• The power of community, mentorship, and legal education.
• What to do first when you’re served with a lawsuit.

3. Supervision and Liability

• What physicians in leadership roles need to know about autonomy and responsibility.
• How to protect yourself legally when overseeing others.

4. Becoming a Resilient Physician

• How to stay grounded when your identity feels shaken by legal or professional setbacks.

Listener Takeaways:

• How to reframe lawsuits as part of the medical journey—not a personal failure.
• Why it’s crucial to separate your worth from your wins and losses in court.
• How to build legal literacy and emotional resilience early in your career.

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Host: Dr. Disha Spath, The Frugal Physician
Guest: Stephen M. Cohen, MD, MBA

If you're a physician striving for more than just financial security—if you're seeking joy, alignment, and meaning—this episode is your roadmap.

“Can money really buy happiness, or just comfort?” Let’s find out in today’s episode.

Welcome back to the Finding Financial Freedom Podcast with Dr. Disha Spath. In this episode, we're doing something special—a collaborative episode with Dr. Elisa Chiang, host of the Grow Your Wealthy Mindset Podcast. Dr. Elisa is a practicing oculoplastic surgeon, certified life coach, and founder of Grow Your Wealthy Mindset, where she empowers physicians to take control of their finances and live with intention.

In this joint episode, we dive deep into the intersection of money, happiness, and intentional living. Together, we explore how financial wellness supports happiness—but why it's not the whole picture. From personal insights on spending habits to reflections on physician burnout and values-driven choices, this conversation unpacks what it truly means to live a wealthy life—and find financial independence as physicians.

Key Topics Covered:

1. Does Money Buy Happiness?
Why money contributes to happiness—but doesn’t guarantee it.

2. Value-Based Spending
How aligning your spending with your values brings more satisfaction.
When purchases become liabilities—emotionally and financially.

3. Physician Wellness for Doctors
The pressure to “upgrade” lifestyle post-training and finding the path to financial wellness.

4. Trading Time for Money (Is It Worth It?)
Why more income doesn’t always mean more happiness.
How to eliminate lifestyle inflation and regain control of your finances.

5. Money and Happiness
Why achieving happiness as a physician requires active, ongoing work.
How coaching and self-reflection can lead to real balance.

Listener Takeaways:

• How to align money with your definition of a meaningful life.
• Why physicians often tie self-worth to income—and how to break free.
• Practical ways to build happiness into your financial journey.
• How to stop trading time for money and start living intentionally.

Resources Mentioned:

• GrowYourWealthyMindset.com
• The Grow Your Wealthy Mindset Podcast

Follow Dr. Elisa Chiang:

• Instagram: @GrowYourWealthyMindset instagram
• Facebook: ElisaChiang

About the Co-Host:

Dr. Elisa Chiang is a board-certified oculoplastic surgeon, life coach, and host of the Grow Your Wealthy Mindset Podcast. She helps physicians take charge of their money and mindset to build a life of purpose, balance, and true wealth.

Connect with Us:

Host: Dr. Disha Spath, The Frugal Physician

If you're a physician striving for more than just financial security—if you're seeking joy, alignment, and meaning—this episode is your roadmap.

Welcome back to the Finding Financial Freedom Podcast with Dr. Disha Spath.

Today, we’re celebrating a major milestone—our 100th episode! In this special edition, Dr. Disha is joined by her husband and guest host, Josh, for a heartfelt conversation that traces her journey from burnout to bold new beginnings—including why she’s launching her very own Direct Primary Care (DPC) practice.

From wild adventures in the Amazon to the decision to leave traditional practice behind, Disha opens up about the pivotal life moments that shaped her medical path and her renewed commitment to building a career—and life—that aligns with her values.

Key Topics Covered:

1. What Sparked the Calling to Medicine
Disha’s earliest motivations for becoming a doctor—and how those roots evolved.

2. Camping in the Amazon
How an outdoor expedition became a transformative experience.

3. Medical School and Major Life Events
Navigating med school while facing personal and professional challenges.

4. Falling in Love with the Outdoors
How reconnecting with nature shifted her priorities and fueled change.

5. Financial Reset with Josh
What it took for Disha and Josh to get on the same page financially.

6. The Burnout That Changed Everything
Recognizing the toll of traditional medicine—and deciding to do things differently.

7. Why She’s Starting a DPC Practice
What a Direct Primary Care model offers—and why this is her next chapter.

8. Keep the Frugal Physician Going
Starting a DPC while managing the Frugal Physician and Finding Financial Freedom Podcast

Listener Takeaways:

• The importance of aligning your work with your values.
• How to recognize and recover from physician burnout.
• Steps to reset your financial life as a couple.
• Why DPC may be the solution for doctors seeking autonomy and purpose.
• What it really looks like to pivot mid-career—with courage and clarity.

Connect with Us:

Host: Dr. Disha Spath, The Frugal Physician

If you're a physician looking to take control of your career, finances, and future, this episode is a must-listen!

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