What's the real cost of America's rising debt—and how will it impact your taxes?

In this solo Investment Friday episode, Hannah Chapman, CFP®, APMA®, CRPC®, unpacks the 2025 U.S. budget bill and the growing national deficit in a way that directly connects to your wallet and your future.

With federal debt projections soaring and interest rates still in flux, Hannah explains why proactive tax strategy—especially using Roth IRAs and Roth 401(k)s—may be the smartest path to long-term financial independence.

Learn more:

• Impact of the 2025 budget bill on U.S. national debt and deficit

• Why higher future taxes are likely—and what that means for your investments

• Strategic differences between Roth and traditional retirement accounts

• How required minimum distributions (RMDs) can affect your financial plan

• Case studies and real-world examples of missed Roth opportunities

Connect with Hannah:

X² Wealth Planning Website: https://x2wealthplanning.com/

Expansive CEO: https://expansiveceo.com/

Hannah's Website: https://hannahrchapman.com/

Instagram: https://www.instagram.com/hannah.chapman.cfp

Facebook: https://www.facebook.com/hannahchapmanfinancialadvisor/

LinkedIn: https://www.linkedin.com/in/hannahrchapman/

GDP is contracting, student loan defaults are rising, and shelter inflation is cooling… yet the stock market is hitting all-time highs. What's really driving this seemingly contradictory moment in the markets?

In this episode, Hannah Chapman, CFP®, APMA®, CRPC® and Brad Haines, Chief Investment Officer of Juncture Wealth Strategies, explore why “bad news is good news” for investors right now, and what that means for interest rates, small caps, housing prices, and your portfolio.

They also explore rising housing inventory, what's changing in the real estate market, the recent U.S. airstrikes in Iran, and growing concerns about Social Security. It's a fast-moving landscape, and this conversation helps you make sense of it all.

• Why is the stock market rising despite negative GDP growth and worsening economic data?
• What impact does falling shelter inflation have on overall inflation and Fed policy?
• How are interest rate expectations influencing small-cap and mid-cap stock performance?
• What's really happening in the housing market with rising inventory and stagnant prices?
• Is Social Security really running out—and what might the government do about it?

Connect with Brad here:

Website: https://www.juncturewealth.com

Email: bhaines@juncturewealth.com

Connect with Hannah here:

X² Wealth Planning Website: https://x2wealthplanning.com/

Expansive CEO: https://expansiveceo.com/

Hannah's Website: https://hannahrchapman.com/

Instagram: https://www.instagram.com/hannah.chapman.cfp

Facebook: https://www.facebook.com/hannahchapmanfinancialadvisor/

LinkedIn: https://www.linkedin.com/in/hannahrchapman/