In this episode of Home and Finance Insights, host Kevin Mathews sits down with seasoned title expert Tim Mikulin to break down the often-overlooked—but crucial—world of title and escrow. Whether you're a first-time homebuyer, homeowner, or a real estate professional, this conversation sheds light on the importance of title insurance and escrow, how the escrow process works, and the common title issues that can derail a transaction.

Kevin and Tim also tackle the risks and potential fraud involved in real estate deals, offering practical tips on how to protect yourself and ensure a smooth closing process. With clear explanations and real-world examples, this episode is a must-watch for anyone navigating the home buying journey.

🔑 Topics Covered:

Why title insurance matters

How the escrow process works

Common title problems to watch for

Preventing fraud in real estate transactions

Communication tips for buyers and agents

Chapters:
00:00 - Introduction to Home and Finance Insights: Guest Tim Mikulin
03:07 - Title Insurance and Escrow Explained
06:15 - Real-Life Title Insurance Scenarios
20:29 - Risks in Foreclosure and Tax Sales
23:21 - Choosing a Title Company
26:38 - Common Title Issues
32:54 - Wire Fraud and Security
36:34 - Closing Day Procedures
38:34 - Misconceptions About Closing
40:27 - Final Thoughts for Home Buyers

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📧 Contact Kevin: kevinmathews@empirehomeloans.com
📍 Guest Info:
Tim Mikulin - AVP Sales Executive at Fidelity National Title
tim.mikulin@fnf.com

Kevin Mathews - kevinmathews@empirehomeloans.com
https://www.kevinmathews.com
Empire Home Loans Inc. NMLS #234253 & 1839243
DRE #00884691 & 02086593

Equal Housing Opportunity. Equal Housing Lender. Refer to www.nmlsconsumeraccess.org to see additional licensing information. The corporate office address is 4401 Hazel Ave., Ste. 225, Fair Oaks, CA 95628; www.empirehomeloans.com. This communication is for informational purposes only. This is not a commitment to lend. All programs are subject to change or cancellation at any time and without notice. Empire Home Loans, Inc. supports equal housing opportunity.