In this episode of Don't Go Broke Trying, Reni is back with another round of real, messy Coinfessions. From a husband separating accounts because of his wife’s debt, to a mom using her daughter’s college fund to pay off a dream house, Reni shares her honest thoughts on what’s smart, what’s risky, and what she’d do differently.

She also unpacks the tricky topic of managing money in relationships like splitting finances, talking about debts, and setting boundaries without causing tension.

What you'll learn in this episode:

• How to set financial boundaries without damaging your relationship

• Reni’s honest take on handling love and money the smart way

• When it might make sense to split finances in a relationship

• How to navigate money conversations with your partner

• Why hiding debt can lead to bigger issues

Whether you're navigating money with a partner or preparing for those conversations in the future, this episode will help you handle real-life financial decisions with clarity, confidence, and common sense.

Resources Mentioned:

Blog post of questions to ask partner on finances: https://renitheresource.com/the-money-talk-questions-to-ask-your-partner-before-you-say-i-do/

Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about⁠

Connect With Us!

Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying

Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni

Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

Subscribe to Reni's YouTube: https://youtube.com/xoreni

DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

In this episode of Don't Go Broke Trying, Reni gets real about her journey as a content creator and how not to go broke trying to “make it.”

She walks you through how she diversified her income over the years and also breaks down some mistakes creators make, especially as beginners, from chasing brand deals to underpricing their services/self.

Reni also reflects on her 5-year journey as a creator, from simply wanting to share financial knowledge to landing over 25 paid speaking engagements this year alone. If you're building a platform or dreaming of turning your content into a real career, this episode gives you the roadmap to do it wisely, profitably, and with purpose.

What you'll learn in this episode:

• How to treat your content like a business

• How to build authority and attract high-value opportunities

• Mistakes content creators make and how to not to make them

• Reni’s personal journey and best lessons from 5 years of content creation

• Outsourcing as a content creator

Whether you're just starting out or already creating content consistently, this episode will help you think bigger, earn smarter, and grow your influence without going broke in the process.

Resources Mentioned:

Content Creators Price Guide: https://www.instagram.com/p/CZACHLwrjqO/

Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about⁠

Connect With Us!

Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying

Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni

Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

Subscribe to Reni's YouTube: https://youtube.com/xoreni

DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

In this coinfessions episode, Reni answers your burning real estate questions, breaking down everything from FHSA accounts, to buying your first home and investing in property like a pro.

She dives into the realities of homeownership, whether it's smarter to sell or hold on to your house, and what to consider before making big property decisions. If you're confused about how FHSA works, overwhelmed by the home-buying process, or wondering how to get started in real estate investing, Reni makes it all simple and stress-free.

What you'll learn in this episode:

• What an FHSA account is and how it can help you as a homeowner

• The key steps (and mistakes to avoid) when buying a house

• How to decide if selling your home is the right move

• The pros and cons of owning vs. selling a property

• Reni’s honest take on building wealth through real estate
  

Whether you’re a first-time buyer, aspiring investor, or just trying to make smarter investment moves in real estate, this episode gives you the clarity and confidence to take your next step.

Videos Mentioned:

FHSA Explained: https://youtu.be/iHh_617cUd8?si=JFK6CTvPTBgFWCRJ

Is buying a home an investment?: https://youtu.be/1Dm3lzUZ94M?si=r6f_O0yTwdc0cPEZ

Your guide to starting a profitable Airbnb business: https://youtu.be/FNTcQQMFpgA?si=OYTf0MGhjtGa6ros

A guide to investing accounts in Canada: TFSA, RRSP, FHSA & RESP: https://youtu.be/PVTlxjydptQ?si=MwqmFNqiv9-VdgHR

Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about⁠

Connect With Us!

Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying

Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni

Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

Subscribe to Reni's YouTube: https://youtube.com/xoreni

DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

The market’s crashing—what now?

In this episode of Don't Go Broke Trying, Reni is cutting through the panic to show you crucial strategies you need to know to navigate investing during a market crash. She shares why crashes are actually normal, what mistakes to avoid when fear takes over, and how to spot real opportunities.

If you've ever wondered whether you should buy the dip or run for cover, this episode will help you build confidence and protect your money during uncertain times.

What you'll learn in this episode:

• - Why crashes aren't the end of the world and how they can actually help you

• - How to avoid emotional decision-making that can hurt your portfolio

• - Smart strategies for investing during a downturn

• - The importance of having cash reserves and an emergency fund

• - What to prioritize before you even think about buying more stocks

• - Reni’s personal approach to staying financially resilient during volatile times

• Whether you're new to investing or have been in the game for a while, this episode will help you stay calm, make smart decisions, and keep building wealth—even when the market gets rough.

  
  

  
  

  Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about⁠

  Connect With Us!

  Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying

  Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni

  Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

  Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

  Subscribe to Reni's YouTube: https://youtube.com/xoreni

  DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

In this episode of Don't Go Broke Trying, Reni breaks down everything you need to know about getting life insurance—without going broke in the process.

She shares why getting life insurance earlier in life is one of the smartest financial moves you can make, especially if you're building wealth or have people who rely on you. Reni also unpacks the different types of life insurance in a way that actually makes sense and gives her best tips for choosing the right coverage for your needs and budget.

If the topic of life insurance has ever felt confusing or overwhelming, this episode is your no-stress guide to getting protected without sacrificing your financial goals.

What you'll learn in this episode:

• Why getting life insurance early can save you money in the long run
  

• The difference between term life and whole life insurance
  

• How to decide which type of insurance is right for you
  

• What to look out for when shopping for a policy
  

• How to avoid overpaying or getting unnecessary coverage
  

• Reni’s personal tips on protecting yourself financially and wisely
  

Whether you're just getting started or revisiting your current plan, this episode will help you get the coverage you need without breaking the bank.

Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about⁠

Reni’s Broker: https://www.instagram.com/advisoronthego?igsh=c3g1eGZ3cXNla250

Connect With Us!

Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying

Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni

Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

Subscribe to Reni's YouTube: https://youtube.com/xoreni

DISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

In this Coinfessions episode, Reni answers your most-asked money questions! From investing in ETFs and choosing the right platform to deciding whether to pay off your mortgage early or invest, we cover a wide range of personal finance and wealth-building topics. If you’ve ever wondered about fractional investing, tax-free savings accounts, credit scores, or which ETFs to buy, this episode is for you!

Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/about⁠

Connect With Us!

Follow the podcast on Instagram: ⁠⁠⁠@dontgobroketrying⁠⁠⁠

Follow Reni on Instagram: ⁠⁠⁠@xoreni⁠⁠⁠

Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠

Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠

Subscribe to Reni's YouTube: ⁠https://www.youtube.com/@xoreni

In this episode, Reni breaks down everything you need to know about credit cards—how they work, how they impact your credit score, and how to use them responsibly. Follow these tips and you'll have an 850 credit score in no time!

Check your credit score for free: https://borrowell.com/free-credit-score?utm_campaign=Refer5&utm_medium=web&utm_source=refer2022-4561200

Join Don't Go Broke Collective: https://www.skool.com/dont-go-broke-collective/about

Debt Repayment Calculator: https://www.creditkarma.com/calculators/credit-cards/debt-repayment

Connect With Us!
Follow the podcast on Instagram: ⁠⁠⁠@dontgobroketrying⁠⁠⁠
Follow Reni on Instagram: ⁠⁠⁠@xoreni⁠⁠⁠
Visit our website: ⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠
Follow on Twitter: ⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠
Subscribe to Reni's YouTube: https://www.youtube.com/@xoreni