Can you sue your own insurance company for denying a claim?

After a family was T-boned by a drag racer going 70 in a 35, the real fight did not end at the crash. Their own insurance company became the unexpected villain, refusing to pay out under an underinsured motorist claim and trying to blame the family for what happened.

This case uncovered internal emails where adjusters discussed delaying the claim, arguing contributory fault, and avoiding full liability. Despite paying premiums for years and being longtime members, the family was treated like just another claim number. What should have been straightforward turned into a legal battle that only ended after social pressure forced a 1.95 million dollar settlement.

It is something most people do not realize. Your own insurance company can and will fight against you. From day one, it is not just the other driver's insurance that looks for ways to minimize what they pay.

Even your own insurer will try to avoid full payouts, often hiring doctors and adjusters to build a case against you.

If you have ever thought your insurance company would have your back, think again. And if you have been in a crash and they are asking for a recorded statement, do not do it. Call a lawyer. They will try to say you are at fault or that your injuries are not that bad, but you do not have to accept it.

You can fight back and win.

WE WIN FOR YOU. PERIOD.

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