GRAPHIC DISCUSSION OF PREGNANCY AND BIRTH - This episode is totally PG, but if you are squeamish about birth and pregnancy process you may wanna skip the first six minutes of this episode. Great tips on saving money when starting a family and how new families get targeted with ads - give it a listen!

Sources: https://www.finexcu.org/blog/easy-tips-on-how-to-save-money-and-cut-costs-for-your-family
https://www.parents.com/parenting/money/family-finances/32-ways-to-save-money-when-you-have-a-baby/
https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/ways-to-save-money
https://thehub.santanderbank.com/raising-kid-costs-much-ways-whittle-cost-parenthood/
https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/manage-family-savings-goals
https://www.nerdwallet.com/article/finance/how-to-save-money
https://www.discover.com/online-banking/banking-topics/7-ways-to-save-money-on-family-expenses/
https://www.babycenter.com/baby/childcare/expert-tips-to-save-on-childcare_41001438 | https://moneyning.com/kids-and-money/how-to-save-money-on-childcare/ | https://chartercollege.edu/news-hub/7-easy-ways-save-child-care/ | https://marriagekidsandmoney.com/ways-parents-save-money-daycare/ | https://www.whattoexpect.com/first-year/day-care-on-a-budget/ |https://www.moneymanagement.org/blog/eight-tips-for-reducing-child-care-costs | https://www.forbes.com/sites/kashmirhill/2012/02/16/how-target-figured-out-a-teen-girl-was-pregnant-before-her-father-did/ | https://www.netmums.com/life/the-scams-all-families-need-on-their-radar
https://www.wilx.com/2022/12/06/bbb-warns-puppy-scams-that-target-families-this-holiday-season/
https://consumer.ftc.gov/all-scams/family-emergency-scams

Got an idea on how to save money? Send it to penniespod@gmail.com or call us at 970-425-3060

Credits: Hosts - Shawna & Sqeaky; Editor - Natalie Romeo; Music - Allison Tartalia; Design - Syb de Clark Marketing - Ricardo Gutierrez, Bre Chico; Producer - Cole John