Most people think annuities mean giving something up—like growth, flexibility, or control. But that’s just not true.

In this episode, I explain why a properly used annuity can actually help you grow your overall portfolio, not shrink it. Whether it’s by reducing risk, generating more income with less money, or giving the rest of your assets room to grow, annuities can play a powerful role in your retirement plan.

I’ll walk you through real examples, share some of the conversations I’ve had with smart clients, and explain why even people who “don’t need” an annuity often choose to use one anyway.

If you want less stress, more certainty, and a bigger bottom line—this one’s worth your time.

Most people buying annuities have no idea how the advice they’re getting is influenced behind the scenes. In this episode, Bryan is joined by Nate Lee—an annuity wholesaler with 20 years of industry experience—to talk about the hidden forces that shape how these products are sold.

They cover:

• Why many advisors only recommend a few products (and the real reason behind it)

• How commissions and third-party marketing groups sway decisions

• What “fiduciary” really means—and why the title can be misleading

• Why independence matters when you’re making long-term financial choices

If you want to understand how annuity advice works—and how to spot red flags—this is a must-listen. Nate’s insider perspective helps explain what really goes on in the background, and why Bryan built Annuity Straight Talk to do things differently.