Layoffs, inflation, and rising costs are rewriting the rules of emergency savings. In this episode, Jess & Brandon break down why the old "3-month cushion" no longer cuts it—and what you actually need instead.

You’ll learn:

• Why experts now recommend a 12-month emergency fund
• How to separate wants vs. needs when calculating your savings target
• Why investments ≠ emergency savings (and what to do instead)
• 5 practical strategies to build your fund faster—without burnout
• How to turn a daunting goal into doable milestones

Whether you're starting from scratch or leveling up, this episode gives you a clear, no-fluff plan to create real financial security in uncertain times.

Listen now and take the first step toward peace of mind and real financial freedom.

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Notes from the show:

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