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In this episode of the Financially Adjusted Podcast, Leslie breaks down a simple yet powerful strategy every chiropractic business owner should be using: sinking funds. Learn what they are, how they help protect your cash flow, and how to set them up to prepare for irregular but predictable expenses like taxes, continuing education, team bonuses, and equipment replacements. If you’ve ever been caught off guard by a bill you knew was coming, this episode is your financial reset.

What You’ll Learn:

• What a sinking fund is
• Examples of sinking funds every chiropractor should have
• How sinking funds protect your cash flow (and your sanity)
• The 5 steps to set up your sinking funds today

Tools and banks that make it easier (hint: check out Relay)

Helpful Resources:

• Chiropractors – ready for financial clarity, control, & confidence? Check out this course: Business Financial Foundations (BFF) for Chiropractors
• Free Financial Resources
• Budgeting Tutorial Video
• Join my FREE Facebook Group: FINANCIAL ALIGNMENT FOR CHIROPRACTORS

Email me with any questions you’d like answered in future Q&A episodes: support@financiallyadjusted.com

The business bank I recommend (affiliate link):
RELAY FINANCIAL

Recommended payroll software (affiliate links):
ADP
GUSTO

QuickBooks Online is my go-to accounting software. Get an amazing discount (30% off for 6 months) when you buy with my affiliate link below.
SIGN UP FOR QUICKBOOKS ONLINE

My favorite budgeting app w/ an amazing free version:
EVERY DOLLAR BUDGETING APP

My preferred business credit cards with cash rewards (affiliate links):

If you have healthy behaviors around spending with a credit card, these are great ones to use and earn cash back. It also links up well with QuickBooks Online. If you have unhealthy spending habits with credit cards, please avoid using one! You need to be able to pay it off monthly and not carry a balance. I use these in my business and it makes paying bills simple.

CAPITAL ONE BUSINESS CREDIT CARD
CHASE INK BUSINESS CREDIT CARD

Check out all my FREE financial resources in one place

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Disclaimer: This content is for educational and informational purposes only. Please consult with an accounting professional for direct advice based on your specific business situation.