
344: Can Decentralized AI Fix Banking? Crypto, Brain OS, and the Future of Finance with Paolo Ardoino, Tether CEO
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Paolo Ardoino is the CEO of Tether, the company behind the ticker symbol USDT, the world’s largest stablecoin. He also serves as CTO of the cryptocurrency exchange Bitfinex and co-founded Holepunch, a platform for peer-to-peer applications. Ardoino holds a Master’s in Computer Science from the University of Genoa and is one of the most visible proponents of improving the banking system with cryptocurrencies.
In this conversation, we discuss:
- How Paolo built the infrastructure behind the world’s most used stablecoin and why he believes math, not politics, should govern money
- Why he believes Bitcoin is the first form of money governed by math, and how that math could reshape global finance
- How USDT became the most used digital dollar by solving practical challenges in regions with limited banking access
- Why Paolo believes traditional finance is broken and how decentralized tech offers a more inclusive infrastructure
- The case for brain–computer interfaces and why Paolo sees human and AI symbiosis as the next frontier of intelligence
- Why he’s optimistic about AI’s role in society, even as he argues that long term AI safety might be an illusion
Resources:
- Subscribe to the AI & The Future of Work Newsletter
- Connect with Paolo on LinkedIn or on X
- AI fun fact article
- On How to Ensure the AI and Workplace Technologies Align with Civil Rights Laws
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