Most Americans have no idea that they can legally use their retirement savings to invest in real estate. Instead, they’re told their only options are stocks, bonds, and mutual funds—products that benefit financial institutions far more than individual investors. How to Buy Real Estate with Your IRA or 401(k) exposes the system that keeps retirement funds locked inside Wall Street and reveals the IRS-approved strategy to escape it.

This book is a practical, plain-English guide to using self-directed IRAs and 401(k)s to invest in income-generating real estate—from single-family homes and duplexes to apartment syndications, raw land, and industrial spaces. Readers will learn how to set up a compliant self-directed account, structure deals through LLCs, avoid tax penalties, and legally bypass brokers and hidden fees. Whether you're an experienced investor or a frustrated retirement saver, this book gives you the tools to put your own money to work—on your terms.

Inside, you’ll discover:
– How to transfer funds without paying taxes or penalties
– Why custodians and brokers won’t tell you this is possible
– The rules around prohibited transactions and disqualified persons
– How to buy real estate using your IRA, solo 401(k), or even an HSA
– Advanced tactics for syndications, group deals, and passive investing

Don’t wait for your IRA to grow on autopilot. Take control of your retirement and build real, lasting wealth with assets you can actually understand.

If you’ve ever wondered whether you can use retirement funds to buy a rental property or invest in a real estate fund, the answer is yes. This book shows you how—step by step, with zero fluff.