Debt is not a moral obligation. It’s a weapon. And the people pointing it at you are doing just fine without ever paying theirs back.

In STOP PAYING DEBT, we dismantle the carefully constructed myth that debt is a contract between equals. It’s not. It’s a tool of control, designed by banks, enforced by the courts, and wrapped in moral language to keep you afraid and compliant. You’re told that failing to pay is shameful, irresponsible—even criminal. Meanwhile, corporations default, banks collapse, and billionaires walk away without consequences. If it’s not a crime for them, why should it be for you?

This book is a manual for quiet rebellion. It shows how the system functions, who it serves, and how to walk away from it without collapsing. From the manipulation of credit scores to the impossibility of escaping student loans, from the manufactured myth of scarcity to the lie of personal responsibility, this is a direct, sardonic breakdown of the financial trap you were born into—and how to stop feeding it.

There are no budget tips here. No credit counseling. No life hacks for appeasing your lenders. Just a clear, unapologetic argument: the debt system is fraudulent, the morality around it is fake, and the only way out is to stop believing in either.

#DontPayThem