Lowkey Broke but Vibing with Nudges
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Lowkey Broke but Vibing with Nudges
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Everyone wants financial freedom. But in reality, we’re stuck in a loop—saving too little, investing badly, and falling for credit traps.
This episode isn’t about complex finance. It’s about how humans behave with money. Why smart people forget to join pension plans. Why most of us don’t opt in unless we’re pushed. And why we keep bad defaults running for decades without blinking.
We’ll break down what worked in the US and Sweden. We’ll unpack “Save More Tomorrow” and how the smallest nudge—like syncing savings with pay hikes—can outsmart our own laziness. Plus, a hard look at the downside: when nudges go wrong, when defaults misfire, and when choice overload backfires.
It’s not motivational. It’s not theory. It’s about what’s real—and what actually moves people to act when money’s on the line.