J.J. Chang

Having bad credit can prevent you from renting or buying a property, starting a business, landing a job, purchasing a car, or even getting a cell phone contract. Not to mention the money you’re losing when banks charge you crazy interests. So how can you fix your credit score to make banks see you as a reliable, low-risk client? What steps do you have to start repairing your credit score, and maintaining a healthy one? This book will show you how to get from the bad side of the financial spectra to a successful, promising one!

Informative lifestyle audiobook. The Norwegians have discovered the secret to happiness and they are finally sharing it with the world. That secret is Friluftsliv. This Norwegian lifestyle phenomenon has taken the world by storm with an ever growing following around the globe. We will learn about how Friluftsliv can help us feel satisfied and happy.

This audiobook is a bundle of two books: Money Management and Financial Budgeting. This is useful for learning everything to know about your credit score and how a good credit score matters. You'll also learn about staying out of debt, budgeting, saving and investing. With the help of these two books, you'll be able to plan your finances wisely.