Steve G.

According to a recent study, 69 percent of Americans have less than $1,000 in a savings account. Worse, 45 percent reported having $0 in a savings account! I don’t have to tell you - if you’re in that position, you know it’s a fragile way to live. You’re one unexpected expense, one missed paycheck, one surprise layoff away from taking on more debt. This audiobook is about creating some financial margin in your life.

Great ideas often come from a simple spark: A soccer player on the New Zealand national team notices all the unused wool his country produces and figures out a way to turn them into shoes (Allbirds). A former Buddhist monk decides the very best way to spread his mindfulness teachings is by launching an app (Headspace). A sandwich cart vendor finds a way to reuse leftover pita bread and turns it into a multimillion-dollar business (Stacy’s Pita Chips).