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Meg Langslow is plying her blacksmith's trade at Caerphilly Days, a festival inspired by the town's sudden notoriety as "The Town That Mortgaged Its Jail". The lender has foreclosed on all Caerphilly's public buildings, and all employees have evacuated - except one. Phineas Throckmorton, town clerk, has been barricaded in the courthouse basement for over a year. But the lender seems increasingly determined to evict him, and may succeed after one of its executives is found shot, apparently from inside the basement.

The hilly terrain next to the old Sprocket house that Meg Langslow and her fiancé, Michael, are refurbishing is the perfect location for an extreme croquet field - even the legs of cows and sheep are convenient extra wickets. Croquet has become all the rage in Caerphilly...until it appears someone in town has taken the rage a bit too literally. While stumbling down a steep bank after her ball, Meg encounters the body of a fresh female corpse with a mallet-sized dent in her head.