Kathleen Jane Carter

Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people just like you learn how to develop everyday money-saving habits with the help of America's favorite finance coach, Dave Ramsey. By now, you've already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you're tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help.

The Boxcar Children love exploring the train, watching the beautiful scenery from the observation car, and eating in the dining car. But the train ride gets really interesting when they meet a young woman who has had something very valuable stolen from her.

The Aldens have promised Grandfather a vacation from mysteries during their island visit. But the promise proves hard to keep when things start to go missing. Then an old fisherman tells Benny of the island’s ghost horse, and late that very night Benny sees a mysterious stallion galloping down the beach. Could the ghost horse have something to do with the disappearances?