Tamika Haynes

Dividends provide a form of financial security and reliability. Most people don't want to invest in financial securities because they are risk-averse, and the unpredictability of the market can be discouraging for first-time investors. Investing in dividends will ensure that you don't have to invest a lot of cash and wait a long time to see any returns.

You spend your money on things you like we all do. The new IPad just came out? You got to have it. The new IPhone was just released and you want it but you're running low on cash? No problem just put it on the credit card. You try to keep up with the Joneses and as a result you find yourself caught in the consumer trap.

Many people aspire to build wealth but a great deal of them will fall short of this much desired goal. In most cases, it's not because of a lack of drive or ambition but simply because people lack the true knowledge of not only how to build wealth but how to build it fast. They are constantly bombarded by the senseless propaganda spread by the "get rich slowly gurus" who advocate that in order to build wealth you have to: Save money from a paycheck. Pay yourself first.

In his audiobook entitled What the Rich Know That You Don't, author and serial entrepreneur Omar Johnson explains in detail the principles, habits, and strategies of the rich and how they think and act differently from the middle class and poor when it comes to time, money, investing, and wealth accumulation.

Being rich is not normal: most people never achieve wealth in their lifetime. The very word "rich" describes a state beyond the median. To become rich, you will have to think radically differently from the way most people around you think. Do you know what those specific differences may be? Business and wealth guru Douglas Kruger strips away the feel-good hype and gets right down to the practical principles. He leads you through the types of thinking that hold individuals, families, and businesses in generational cycles of poverty.